12 USC Ch. 49: Front Matter
From Title 12-BANKS AND BANKINGCHAPTER 49-HOMEOWNERS PROTECTION
CHAPTER 49-HOMEOWNERS PROTECTION
Sec.
4901.
Definitions.
4902.
Termination of private mortgage insurance.
(a)
Borrower cancellation.
(b)
Automatic termination.
(c)
Final termination.
(d)
No further payments.
(e)
Return of unearned premiums.
(f)
Exceptions for high risk loans.
4903.
Disclosure requirements.
(a)
Disclosures for new mortgages at time of transaction.
(b)
Disclosures for existing mortgages.
(c)
Inclusion in other annual notices.
(d)
Standardized forms.
4904.
Notification upon cancellation or termination.
(a)
In general.
(b)
Notice of grounds.
4905.
Disclosure requirements for lender paid mortgage insurance.
(a)
Definitions.
(b)
Exclusion.
(c)
Notices to mortgagor.
(d)
Standard forms.
4906.
Fees for disclosures.
4907.
Civil liability.
(a)
In general.
(b)
Timing of actions.
(c)
Limitations on liability.
4908.
Effect on other laws and agreements.
(a)
Effect on State law.
(b)
Effect on other agreements.
4909.
Enforcement.
(a)
In general.
(b)
Additional enforcement powers.
(c)
Enforcement and reimbursement.
4910.
Construction.
(a)
PMI not required.
(b)
No preclusion of cancellation or termination agreements.