12 U.S.C. 4549: Uniform residential loan applicationText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 12-BANKS AND BANKINGCHAPTER 46-GOVERNMENT SPONSORED ENTERPRISES
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§45491. Uniform residential loan application
Not later than 6 months after July 11, 2026, the Director shall, by regulation or order, require each enterprise to include a disclosure below the military service question, which shall be above the signature line, on the form known as the Uniform Residential Loan Application stating, “If yes, you may qualify for a VA Home Loan. Consult your lender regarding eligibility.”
( Pub. L. 102–550, title XIII, § 1329 , as added Pub. L. 119–101, title VI, § 601(a) , July 11, 2026 , 140 Stat. 953 .)
1 Another section with identical catchline is set out after this section as 4550.
