| 1601. | Congressional findings and declaration of purpose. | |
| 1602. | Definitions and rules of construction. | |
| 1603. | Exempted transactions. | |
| 1604. | Disclosure guidelines. | |
| 1605. | Determination of finance charge. | |
| 1606. | Determination of annual percentage rate. | |
| 1607. | Administrative enforcement. | |
| 1608. | Views of other agencies. | |
| 1609. | Repealed. | |
| 1610. | Effect on other laws. | |
| 1611. | Criminal liability for willful and knowing violation. | |
| 1612. | Effect on government agencies. | |
| 1613. | Annual reports to Congress by Bureau. | |
| 1614. | Repealed. | |
| 1615. | Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans. | |
| 1616. | Board review of consumer credit plans and regulations. | |
| 1631. | Disclosure requirements. | |
| 1632. | Form of disclosure; additional information. | |
| 1633. | Exemption for State-regulated transactions. | |
| 1634. | Effect of subsequent occurrence. | |
| 1635. | Right of rescission as to certain transactions. | |
| 1636. | Repealed. | |
| 1637. | Open end consumer credit plans. | |
| 1637a. | Disclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling. | |
| 1638. | Transactions other than under an open end credit plan. | |
| 1638a. | Reset of hybrid adjustable rate mortgages. | |
| 1639. | Requirements for certain mortgages. | |
| 1639a. | Duty of servicers of residential mortgages. | |
| 1639b. | Residential mortgage loan origination. | |
| 1639c. | Minimum standards for residential mortgage loans. | |
| 1639d. | Escrow or impound accounts relating to certain consumer credit transactions. | |
| 1639e. | Appraisal independence requirements. | |
| 1639f. | Requirements for prompt crediting of home loan payments. | |
| 1639g. | Requests for payoff amounts of home loan. | |
| 1639h. | Property appraisal requirements. | |
| 1640. | Civil liability. | |
| 1641. | Liability of assignees. | |
| 1642. | Issuance of credit cards. | |
| 1643. | Liability of holder of credit card. | |
| 1644. | Fraudulent use of credit cards; penalties. | |
| 1645. | Business credit cards; limits on liability of employees. | |
| 1646. | Dissemination of annual percentage rates; implementation, etc. | |
| 1647. | Home equity plans. | |
| 1648. | Reverse mortgages. | |
| 1649. | Certain limitations on liability. | |
| 1650. | Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest. | |
| 1651. | Procedure for timely settlement of estates of decedent obligors. | |
| 1661. | Catalogs and multiple-page advertisements. | |
| 1662. | Advertising of downpayments and installments. | |
| 1663. | Advertising of open end credit plans. | |
| 1664. | Advertising of credit other than open end plans. | |
| 1665. | Nonliability of advertising media. | |
| 1665a. | Use of annual percentage rate in oral disclosures; exceptions. | |
| 1665b. | Advertising of open end consumer credit plans secured by consumer’s principal dwelling. | |
| 1665c. | Interest rate reduction on open end consumer credit plans. | |
| 1665d. | Reasonable penalty fees on open end consumer credit plans. | |
| 1665e. | Consideration of ability to repay. | |
| 1666. | Correction of billing errors. | |
| 1666a. | Regulation of credit reports. | |
| 1666b. | Timing of payments. | |
| 1666c. | Prompt and fair crediting of payments. | |
| 1666d. | Treatment of credit balances. | |
| 1666e. | Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor. | |
| 1666f. | Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts. | |
| 1666g. | Tie-in services prohibited for issuance of credit card. | |
| 1666h. | Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected. | |
| 1666i. | Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses. | |
| 1666i–1. | Limits on interest rate, fee, and finance charge increases applicable to outstanding balances. | |
| 1666i–2. | Additional limits on interest rate increases. | |
| 1666j. | Applicability of State laws. | |
| 1667. | Definitions. | |
| 1667a. | Consumer lease disclosures. | |
| 1667b. | Lessee’s liability on expiration or termination of lease. | |
| 1667c. | Consumer lease advertising; liability of advertising media. | |
| 1667d. | Civil liability of lessors. | |
| 1667e. | Applicability of State laws; exemptions by Bureau from leasing requirements. | |
| 1667f. | Regulations. | |
| 1671. | Congressional findings and declaration of purpose. | |
| 1672. | Definitions. | |
| 1673. | Restriction on garnishment. | |
| 1674. | Restriction on discharge from employment by reason of garnishment. | |
| 1675. | Exemption for State-regulated garnishments. | |
| 1676. | Enforcement by Secretary of Labor. | |
| 1677. | Effect on State laws. | |
| 1679. | Findings and purposes. | |
| 1679a. | Definitions. | |
| 1679b. | Prohibited practices. | |
| 1679c. | Disclosures. | |
| 1679d. | Credit repair organizations contracts. | |
| 1679e. | Right to cancel contract. | |
| 1679f. | Noncompliance with this subchapter. | |
| 1679g. | Civil liability. | |
| 1679h. | Administrative enforcement. | |
| 1679i. | Statute of limitations. | |
| 1679j. | Relation to State law. | |
| 1681. | Congressional findings and statement of purpose. | |
| 1681a. | Definitions; rules of construction. | |
| 1681b. | Permissible purposes of consumer reports. | |
| 1681c. | Requirements relating to information contained in consumer reports. | |
| 1681c–1. | Identity theft prevention; fraud alerts and active duty alerts. | |
| 1681c–2. | Block of information resulting from identity theft. | |
| 1681c–3. | Adverse information in cases of trafficking. | |
| 1681d. | Disclosure of investigative consumer reports. | |
| 1681e. | Compliance procedures. | |
| 1681f. | Disclosures to governmental agencies. | |
| 1681g. | Disclosures to consumers. | |
| 1681h. | Conditions and form of disclosure to consumers. | |
| 1681i. | Procedure in case of disputed accuracy. | |
| 1681j. | Charges for certain disclosures. | |
| 1681k. | Public record information for employment purposes. | |
| 1681l. | Restrictions on investigative consumer reports. | |
| 1681m. | Requirements on users of consumer reports. | |
| 1681n. | Civil liability for willful noncompliance. | |
| 1681o. | Civil liability for negligent noncompliance. | |
| 1681p. | Jurisdiction of courts; limitation of actions. | |
| 1681q. | Obtaining information under false pretenses. | |
| 1681r. | Unauthorized disclosures by officers or employees. | |
| 1681s. | Administrative enforcement. | |
| 1681s–1. | Information on overdue child support obligations. | |
| 1681s–2. | Responsibilities of furnishers of information to consumer reporting agencies. | |
| 1681s–3. | Affiliate sharing. | |
| 1681t. | Relation to State laws. | |
| 1681u. | Disclosures to FBI for counterintelligence purposes. | |
| 1681v. | Disclosures to governmental agencies for counterterrorism purposes. | |
| 1681w. | Disposal of records. | |
| 1681x. | Corporate and technological circumvention prohibited. | |
| 1691. | Scope of prohibition. | |
| 1691a. | Definitions; rules of construction. | |
| 1691b. | Promulgation of regulations by the Bureau. | |
| 1691c. | Administrative enforcement. | |
| 1691c–1. | Incentives for self-testing and self-correction. | |
| 1691c–2. | Small business loan data collection. | |
| 1691d. | Applicability of other laws. | |
| 1691e. | Civil liability. | |
| 1691f. | Annual reports to Congress; contents. | |
| 1692. | Congressional findings and declaration of purpose. | |
| 1692a. | Definitions. | |
| 1692b. | Acquisition of location information. | |
| 1692c. | Communication in connection with debt collection. | |
| 1692d. | Harassment or abuse. | |
| 1692e. | False or misleading representations. | |
| 1692f. | Unfair practices. | |
| 1692g. | Validation of debts. | |
| 1692h. | Multiple debts. | |
| 1692i. | Legal actions by debt collectors. | |
| 1692j. | Furnishing certain deceptive forms. | |
| 1692k. | Civil liability. | |
| 1692l. | Administrative enforcement. | |
| 1692m. | Reports to Congress by the Bureau; views of other Federal agencies. | |
| 1692n. | Relation to State laws. | |
| 1692o. | Exemption for State regulation. | |
| 1692p | Exception for certain bad check enforcement programs operated by private entities. | |
| 1693. | Congressional findings and declaration of purpose. | |
| 1693a. | Definitions. | |
| 1693b. | Regulations. | |
| 1693c. | Terms and conditions of transfers. | |
| 1693d. | Documentation of transfers. | |
| 1693e. | Preauthorized transfers. | |
| 1693f. | Error resolution. | |
| 1693g. | Consumer liability. | |
| 1693h. | Liability of financial institutions. | |
| 1693i. | Issuance of cards or other means of access. | |
| 1693j. | Suspension of obligations. | |
| 1693k. | Compulsory use of electronic fund transfers. | |
| 1693l. | Waiver of rights. | |
| 1693l –1. | General-use prepaid cards, gift certificates, and store gift cards. | |
| 1693m. | Civil liability. | |
| 1693n. | Criminal liability. | |
| 1693o. | Administrative enforcement. | |
| 1693o –1. | Remittance transfers. | |
| 1693o –2. | Reasonable fees and rules for payment card transactions. | |
| 1693p. | Reports to Congress. | |
| 1693q. | Relation to State laws. | |
| 1693r. | Exemption for State regulation. | |
