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15 U.S.C. 1679f: Noncompliance with this subchapterText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 15-COMMERCE AND TRADECHAPTER 41-CONSUMER CREDIT PROTECTION
Jump To: Source CreditStatutory Notes and Related SubsidiariesEffective Date

§1679f. Noncompliance with this subchapter

(a)  Consumer waivers invalid

Any waiver by any consumer of any protection provided by or any right of the consumer under this subchapter⁠—

(1)  shall be treated as void; and

(2)  may not be enforced by any Federal or State court or any other person.

(b)  Attempt to obtain waiver

Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this subchapter shall be treated as a violation of this subchapter.

(c)  Contracts not in compliance

Any contract for services which does not comply with the applicable provisions of this subchapter⁠—

(1)  shall be treated as void; and

(2)  may not be enforced by any Federal or State court or any other person.

( Pub. L. 90–321, title IV, § 408 , as added Pub. L. 104–208, div. A, title II, § 2451 , Sept. 30, 1996 , 110 Stat. 3009–459 .)

Statutory Notes and Related Subsidiaries

Effective Date

Section applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.