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15 U.S.C. 1693k: Compulsory use of electronic fund transfersText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 15-COMMERCE AND TRADECHAPTER 41-CONSUMER CREDIT PROTECTION
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§1693k. Compulsory use of electronic fund transfers

No person may⁠—

(1)  condition the extension of credit to a consumer on such consumer’s repayment by means of preauthorized electronic fund transfers; or

(2)  require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit.

( Pub. L. 90–321, title IX, § 913 , as added Pub. L. 95–630, title XX, § 2001 , Nov. 10, 1978 , 92 Stat. 3737 .)