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12 U.S.C. 2608: Title companies; liability of sellerText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 12-BANKS AND BANKINGCHAPTER 27-REAL ESTATE SETTLEMENT PROCEDURES
Jump To: Source CreditStatutory Notes and Related SubsidiariesEffective Date

§2608. Title companies; liability of seller

(a)  No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance covering the property be purchased by the buyer from any particular title company.

(b)  Any seller who violates the provisions of subsection (a) shall be liable to the buyer in an amount equal to three times all charges made for such title insurance.

( Pub. L. 93–533, § 9 , Dec. 22, 1974 , 88 Stat. 1728 .)

Statutory Notes and Related Subsidiaries

Effective Date

Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.