TITLE 12-BANKS AND BANKING
CHAPTER 1—THE COMPTROLLER OF THE CURRENCY (sections 1 to 16)
- § 1 — Office of the Comptroller of the Currency
- § 2 — Comptroller of the Currency; appointment; term
- § 3 — Oath of Comptroller
- § 4 — Deputy Comptrollers
- § 4a — Delegation of authority by Comptroller
- § 4b — Deputy Comptroller for the supervision and examination of Federal savings associations
- § 5 — Repealed. Pub. L. 86–251, § 1(b) , (c)(1), Sept. 9, 1959 , 73 Stat. 487 , 488
- § 7 — Chief of examining division
- § 8 — Clerks
- § 9 — Additional examiners, clerks, and other employees
- § 9a — Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 645
- § 10 — Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
- § 11 — Interest in national banks
- § 12 — Seal of Comptroller
- § 13 — Rooms for Currency Bureau
- § 14 — Report of Comptroller
- § 14a — Data standards; open data publication
- § 15 — Repealed. Aug. 7, 1946, ch. 770, § 1 (40, 50), 60 Stat. 869 , 870
- § 16 — Funding of Office
CHAPTER 2—NATIONAL BANKS (sections 21 to 216d)
SUBCHAPTER I—ORGANIZATION AND GENERAL PROVISIONS (sections 21 to 43)
- § 21 — Formation of national banking associations; incorporators; articles of association
- § 21a — Amendment of articles of association
- § 22 — Organization certificate
- § 23 — Acknowledgment and filing of certificate
- § 24 — Corporate powers of associations
- § 24a — Financial subsidiaries of national banks
- § 25 — Omitted
- § 25a — Participation by national banks in lotteries and related activities
- § 25b — State law preemption standards for national banks and subsidiaries clarified
- § 26 — Comptroller to determine if association can commence business
- § 27 — Certificate of authority to commence banking
- § 28 — Repealed. Pub. L. 103–325, title VI, § 602(e)(1) , Sept. 23, 1994 , 108 Stat. 2291
- § 29 — Power to hold real property
- § 30 — Change of name or location
- § 31 — Rights and liabilities as affected by change of name
- § 32 — Liabilities and suits as affected by change of name or location
- § 33 — Transferred
- § 35 — Organization of State banks as national banking associations
- § 36 — Branch banks
- § 37 — Associations governed by chapter
- § 38 — The National Bank Act
- § 39 — Reservation of rights of associations organized under Act of 1863
- § 40 — Virgin Islands; extension of National Bank Act
- § 41 — Guam; extension of National Bank Act
- § 42 — Territorial application
- § 43 — Interpretations concerning preemption of certain State laws
SUBCHAPTER II—CAPITAL, STOCK, AND STOCKHOLDERS (sections 51 to 67)
- § 51 — Repealed. Pub. L. 106–569, title XII, § 1233(c) , Dec. 27, 2000 , 114 Stat. 3037
- § 51a — Preferred stock; issuance authorized
- § 51b — Dividends, voting, and retirement of preferred stock; individual liability
- § 51b–1 — Consideration of preferred stock in determining impairment of capital; dividends; retirement
- § 51c — “Common stock”, “capital”, and “capital stock” defined
- § 51d — Repealed. June 30, 1947, ch. 166 , title II, § 206(b), (o), 61 Stat. 208
- § 52 — Par value and incidents of stock; transfer of shares
- § 53 — When capital stock paid in
- § 54 — Repealed. Pub. L. 86–230, § 5 , Sept. 8, 1959 , 73 Stat. 457
- § 55 — Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership
- § 56 — Prohibition on withdrawal of capital; unearned dividends
- § 57 — Increase of capital by provision in articles of association
- § 58 — Repealed. Pub. L. 86–230, § 6 , Sept. 8, 1959 , 73 Stat. 457
- § 59 — Reduction of capital
- § 60 — National bank dividends
- § 61 — Shareholders’ voting rights; cumulative and distributive voting; preferred stock; trust shares; proxies, liability restrictions; percentage requirement exclusion of trust shares
- § 62 — List of shareholders
- § 63 — Repealed. Pub. L. 86–230, § 7 , Sept. 8, 1959 , 73 Stat. 457
- § 64a — Individual liability of shareholders; limitation on liability
- § 65 — Repealed. Pub. L. 86–230, § 8 , Sept. 8, 1959 , 73 Stat. 457
- § 66 — Personal liability of representatives of stockholders
- § 67 — Individual liability of shareholders; compromises; authority of receiver
SUBCHAPTER III—DIRECTORS (sections 71 to 78)
- § 71 — Election
- § 71a — Number of directors; penalties
- § 72 — Qualifications
- § 73 — Oath
- § 74 — Vacancies
- § 75 — Legal holiday, annual meeting on; proceedings where no election held on proper day
- § 76 — President of bank as member of board; chairman of board
- § 77 — Repealed. Pub. L. 89–695, title II, § 207 , Oct. 16, 1966 , 80 Stat. 1055
- § 78 — Repealed. Pub. L. 106–102, title I, § 101(b) , Nov. 12, 1999 , 113 Stat. 1341
SUBCHAPTER IV—REGULATION OF THE BANKING BUSINESS; POWERS AND DUTIES OF NATIONAL BANKS (sections 81 to 95a)
- § 81 — Place of business
- § 82 — Repealed. Pub. L. 97–320, title IV, § 402 , Oct. 15, 1982 , 96 Stat. 1510
- § 83 — Loans by bank on its own stock
- § 84 — Lending limits
- § 85 — Rate of interest on loans, discounts and purchases
- § 86 — Usurious interest; penalty for taking; limitations
- § 86a — Omitted
- § 87 — Repealed. Pub. L. 103–325, title VI, § 602(e)(2) –(4), Sept. 23, 1994 , 108 Stat. 2291
- § 90 — Depositaries of public moneys and financial agents of Government
- § 91 — Transfers by bank and other acts in contemplation of insolvency
- § 92 — Acting as insurance agent or broker
- § 92a — Trust powers
- § 93 — Violation of provisions of chapter
- § 93a — Authority to prescribe rules and regulations
- § 94 — Venue of suits
- § 94a — Repealed. June 25, 1948, ch. 646, § 39 , 62 Stat. 992 , eff. Sept. 1, 1948
- § 95 — Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; “State” defined
- § 95a — Omitted
SUBCHAPTER V—OBTAINING AND ISSUING CIRCULATING NOTES (section 101)
SUBCHAPTER VI—REDEMPTION AND REPLACEMENT OF CIRCULATING NOTES (sections 121 to 127)
- § 121 — Repealed. Pub. L. 103–325, title VI, § 602(f)(4)(B) , Sept. 23, 1994 , 108 Stat. 2292
- § 121a — Redemption of notes unidentifiable as to bank of issue
- § 122 — Repealed. Pub. L. 97–258, § 5(b) , Sept. 13, 1982 , 96 Stat. 1068
- § 122a — Redeemed notes of unidentifiable issue; funds charged against
- § 123 — Repealed. Pub. L. 103–325, title VI, § 602(e)(12) , (13), (f)(4)(C), (6), Sept. 23, 1994 , 108 Stat. 2292 , 2293
- § 127 — Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 633
SUBCHAPTER VII—PROCEEDINGS ON FAILURE OF BANK TO REDEEM CIRCULATING NOTES (section 131)
SUBCHAPTER VIII—RESERVE CITIES; LAWFUL RESERVES (sections 141 to 145)
SUBCHAPTER IX—FORMATION OF ASSOCIATIONS TO ISSUE GOLD NOTES (section 151)
SUBCHAPTER X—BANK EXAMINATIONS; REPORTS (sections 161 to 165)
SUBCHAPTER XI—MISCELLANEOUS PROVISIONS REGARDING UNITED STATES BONDS IN RELATION TO NATIONAL BANKS (sections 168 to 178)
- § 168 — Repealed. Pub. L. 103–325, title VI, § 602(e)(24) –(31), (f)(4)(D), (5)(A), Sept. 23, 1994 , 108 Stat. 2292 , 2293
- § 177a — Funds available for cost of transporting and redeeming national and Federal Reserve bank notes
- § 178 — Repealed. Pub. L. 103–325, title VI, § 602(f)(5)(B) , Sept. 23, 1994 , 108 Stat. 2293
SUBCHAPTER XII—VOLUNTARY DISSOLUTION (sections 181 to 183)
SUBCHAPTER XIII—RECEIVERSHIP (sections 191 to 200)
- § 191 — Appointment of receiver for a national bank
- § 192 — Default in payment of circulating notes
- § 193 — Notice to present claims
- § 194 — Dividends on adjusted claims; distribution of assets
- § 195 — Repealed. Pub. L. 103–325, title VI, § 602(e)(36) , Sept. 23, 1994 , 108 Stat. 2292
- § 196 — Expenses
- § 197 — Shareholders’ meeting; continuance of receivership; appointment of agent; winding up business; distribution of assets
- § 197a — Resumption of business by closed bank on consent of depositors
- § 198 — Purchase by receiver of property of bank; request to Comptroller
- § 199 — Approval of request
- § 200 — Payment
SUBCHAPTER XIV—BANK CONSERVATION ACT (sections 201 to 213)
- § 201 — Short title
- § 202 — Definitions
- § 203 — Appointment of conservator
- § 204 — Examinations
- § 205 — Termination of conservatorship
- § 206 — Conservator; powers and duties
- § 207 — Repealed. Pub. L. 101–73, title VIII, § 808 , Aug. 9, 1989 , 103 Stat. 446
- § 209 — Liability protection
- § 210 — Governmental powers unimpaired
- § 211 — Rules and regulations
- § 212 — Right to amend; separability
- § 213 — Transferred
SUBCHAPTER XV—CONVERSION OF NATIONAL BANKS INTO STATE BANKS (sections 214 to 214d)
SUBCHAPTER XVI—CONSOLIDATION AND MERGER (sections 215 to 215c)
- § 215 — Consolidation of banks within same State
- § 215a — Merger of national banks or State banks into national banks
- § 215a–1 — Interstate consolidations and mergers
- § 215a–2 — Expedited procedures for certain reorganizations
- § 215a–3 — Mergers and consolidations with subsidiaries and nonbank affiliates
- § 215b — Definitions
- § 215c — Mergers, consolidations, and other acquisitions authorized
SUBCHAPTER XVII—DISPOSITION OF UNCLAIMED PROPERTY RECOVERED FROM CLOSED NATIONAL BANKS (sections 216 to 216d)
CHAPTER 3—FEDERAL RESERVE SYSTEM (sections 221 to 522)
SUBCHAPTER I—DEFINITIONS, ORGANIZATION, AND GENERAL PROVISIONS AFFECTING SYSTEM (sections 221 to 228)
- § 221 — Definitions
- § 221a — Additional definitions
- § 222 — Federal reserve districts; membership of national banks
- § 223 — Number of Federal reserve cities in district
- § 224 — Status of reserve cities under former statutes
- § 225 — Federal reserve banks; title
- § 225a — Maintenance of long run growth of monetary and credit aggregates
- § 225b — Appearances before and reports to the Congress
- § 226 — “Federal Reserve Act”
- § 227 — “Banking Act of 1933”
- § 228 — “Banking Act of 1935”
SUBCHAPTER II—BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (sections 241 to 253)
- § 241 — Creation; membership; compensation and expenses
- § 242 — Ineligibility to hold office in member banks; qualifications and terms of office of members; chairman and vice chairman; oath of office
- § 243 — Assessments upon Federal reserve banks to pay expenses
- § 244 — Principal offices of Board; chairman of Board; obligations and expenses; qualifications of members; vacancies
- § 245 — Vacancies during recess of Senate
- § 246 — Powers of Secretary of the Treasury as affected by chapter
- § 247 — Reports to Congress
- § 247a — Records of action on policy relating to open-market operation and policies determined generally; inclusion in report to Congress
- § 247b — Appearances before Congress
- § 248 — Enumerated powers
- § 248–1 — Rules and regulations for transfer of funds and charges therefor among banks; clearing houses
- § 248a — Pricing of services
- § 248b — Annual independent audits of Federal reserve banks and Board
- § 248c — Master account and services database
- § 249 — Repealed. Pub. L. 94–412, title V, § 501(c) , Sept. 14, 1976 , 90 Stat. 1258
- § 250 — Independence of financial regulatory agencies
- § 251 — Repealed. Pub. L. 104–208, div. A, title II, § 2224(a) , Sept. 30, 1996 , 110 Stat. 3009–415
- § 252 — Credit availability assessment
- § 253 — Open data publication by the Board of Governors
SUBCHAPTER III—FEDERAL ADVISORY COUNCIL (sections 261 to 262)
SUBCHAPTER IV—FEDERAL OPEN MARKET COMMITTEE (section 263)
SUBCHAPTER V—FEDERAL DEPOSIT INSURANCE CORPORATION (sections 264 to 266)
SUBCHAPTER VI—CAPITAL AND STOCK OF FEDERAL RESERVE BANKS; DIVIDENDS AND EARNINGS (sections 281 to 290)
- § 281 — Capital
- § 282 — Subscription to capital stock by national banking association
- § 283 — Public subscription to capital stock
- § 284 — Omitted
- § 285 — Nonvoting stock
- § 286 — Transfers of stock; rules and regulations
- § 287 — Value of shares of stock; increase and decrease of stock; member banks as shareholders; surrender of shares
- § 288 — Cancellation of stock held by member bank on insolvency or discontinuance of banking operations for sixty days; repayment of cash-paid subscriptions
- § 289 — Dividends and surplus funds of reserve banks; transfer for fiscal year 2000
- § 290 — Use of earnings transferred to the Treasury
SUBCHAPTER VII—DIRECTORS OF FEDERAL RESERVE BANKS; RESERVE AGENTS AND ASSISTANTS (sections 301 to 308)
- § 301 — Powers and duties of board of directors; suspension of member bank for undue use of bank credit
- § 302 — Number of members; classes
- § 303 — Qualifications and disabilities
- § 304 — Class A and class B directors; selection
- § 305 — Class C directors; selection; “Federal reserve agent”
- § 306 — Assistants to Federal reserve agent
- § 307 — Compensation of directors
- § 308 — Terms of directors; vacancies
SUBCHAPTER VIII—STATE BANKS AS MEMBERS OF SYSTEM (sections 321 to 339a)
- § 321 — Application for membership
- § 322 — Determination on application
- § 323 — Stock in Federal reserve banks; method of payment
- § 324 — Laws applicable on becoming members
- § 325 — Examinations
- § 326 — Acceptance of examinations and reports by State authorities; special examinations
- § 327 — Surrender of stock and cancellation of memberships
- § 328 — Withdrawals from membership
- § 329 — Capital stock required as condition precedent to membership
- § 329a — Omitted
- § 330 — Laws applicable on becoming members; discounts for State banks
- § 331 — Certifying checks on State banks admitted as members
- § 332 — Depositaries of public money; financial agents; security required
- § 333 — Mutual savings banks; application and admission to membership in Federal Reserve System
- § 334 — Reports from affiliates; penalty for failure to furnish
- § 335 — Dealing in investment securities; limitations and conditions
- § 336 — Certificates of stock; representation of stock of other corporations
- § 337 — Repealed. Pub. L. 89–485, § 13(g) , July 1, 1966 , 80 Stat. 243
- § 338 — Examination of affiliates; forfeiture of membership on refusal of affiliate to give information or pay expense
- § 338a — Investments to promote public welfare and community development; limitation on investments
- § 339 — Participation by State member banks in lotteries and related activities
- § 339a — Resolution of clearing banks
SUBCHAPTER IX—POWERS AND DUTIES OF FEDERAL RESERVE BANKS (sections 341 to 362)
- § 341 — General enumeration of powers
- § 342 — Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges
- § 343 — Discount of obligations arising out of actual commercial transactions
- § 344 — Discount or purchase of bills to finance agricultural shipments
- § 345 — Rediscount of notes, drafts, and bills for member banks; limitation of amount
- § 346 — Discount of acceptances
- § 347 — Advances to member banks on their notes
- § 347a — Advances to member bank groups; inadequate amounts of eligible and acceptable assets; liability of individual banks in group; distribution of loans among banks of group; rate of interest; notes accepted for advances as collateral security for Federal reserve notes; foreign obligations as security for advances
- § 347b — Advances to individual member banks on time or demand notes; maturities; time notes secured by mortgage loans covering one-to-four family residences
- § 347c — Advances to individuals, partnerships, and corporations; security; interest rate
- § 347d — Transactions between Federal Reserve banks and branch or agency of foreign bank; matters considered
- § 348 — Discount of obligations given for agricultural purposes or based upon livestock; collateral security for Federal reserve notes
- § 348a — Transactions with foreign banks; supervision of Board of Governors of the Federal Reserve System
- § 349 — Rediscount for intermediate credit banks of obligations given for agricultural purposes; discount of notes made pursuant to section 1031
- § 350 — Purchase and sale of debentures and like obligations of intermediate credit banks and agricultural credit corporations
- § 351 — Obligations of cooperative marketing association as issued or drawn for agricultural purposes
- § 352 — Limitation on amount of obligations of certain maturities which may be discounted and rediscounted
- § 352a — Repealed. Pub. L. 85–699, title VI, § 601 , Aug. 21, 1958 , 72 Stat. 697
- § 353 — Purchase and sale of cable transfers, acceptances and bills
- § 354 — Transactions involving gold coin, bullion, and certificates
- § 355 — Purchase and sale of obligations of National, State, and municipal governments; open market operations; purchases and sales from or to United States; maximum aggregate amount of obligations acquired directly from or loaned directly to United States
- § 356 — Purchase of commercial paper from member banks and sale of same
- § 357 — Establishment of rates of discount
- § 358 — Establishment of accounts for purposes of open-market operations; correspondents and agencies
- § 359 — Purchase and sale of acceptances of intermediate credit banks and agricultural credit corporations
- § 359a — Omitted
- § 360 — Receiving checks and drafts on deposit at par; charges for collections, exchange, and clearances
- § 361 — Bills receivable, bills of exchange, acceptances; regulations by Board of Governors
- § 362 — Omitted
SUBCHAPTER X—POWERS AND DUTIES OF MEMBER BANKS (sections 371 to 378)
- § 371 — Real estate loans
- § 371a — Repealed. Pub. L. 111–203, title VI, § 627(a)(1) , July 21, 2010 , 124 Stat. 1640
- § 371b — Rate of interest on time deposits; payment of time deposits before maturity; waiver of notice requirements for withdrawal of savings deposits
- § 371b–1 — Repealed. Pub. L. 96–221, title V, § 529 , Mar. 31, 1980 , 94 Stat. 168
- § 371b–2 — Interbank liabilities
- § 371c — Banking affiliates
- § 371c–1 — Restrictions on transactions with affiliates
- § 371d — Investment in bank premises or stock of corporation holding premises
- § 372 — Bankers’ acceptances
- § 373 — Acceptance of drafts or bills drawn by banks in foreign countries or dependencies of United States for purpose of dollar exchange
- § 374 — Acting as agent for nonmember bank in getting discounts from reserve bank
- § 374a — Acting as agent for nonbanking borrower in making loans on securities to dealers in stocks, bonds, etc.; penalties
- § 375 — [Reserved]
- § 375a — Loans to executive officers of banks
- § 375b — Extensions of credit to executive officers, directors, and principal shareholders of member banks
- § 376 — Rate of interest paid to directors, etc.
- § 377 — Repealed. Pub. L. 106–102, title I, § 101(a) , Nov. 12, 1999 , 113 Stat. 1341
- § 378 — Dealers in securities engaging in banking business; individuals or associations engaging in banking business; examinations and reports; penalties
SUBCHAPTER XI—DEPOSITARIES AND FISCAL AGENTS (sections 391 to 395)
- § 391 — Federal reserve banks as Government depositaries and fiscal agents
- § 391a — Reimbursement of Federal Reserve Banks
- § 392 — Depositaries of Government funds as confined to banks in Federal reserve system; member banks as depositaries
- § 393 — Federal reserve banks as depositaries for Farm Credit System
- § 394 — Federal reserve banks as depositaries for and fiscal agents of Home Owners’ Loan Corporation
- § 395 — Federal reserve banks as depositaries, custodians and fiscal agents for Commodity Credit Corporation
SUBCHAPTER XII—FEDERAL RESERVE NOTES (sections 411 to 423)
- § 411 — Issuance to reserve banks; nature of obligation; redemption
- § 412 — Application for notes; collateral required
- § 413 — Distinctive letter and serial number of notes; cancellation of notes unfit for circulation; accounting; apportionment of credit among Federal Reserve banks
- § 414 — Authority of Board of Governors respecting issuance of notes; interest; lien
- § 415 — Reduction of liability for outstanding notes by depositing notes and collateral and payment of notes of series prior to 1928; reissue of deposited notes
- § 416 — Withdrawal of collateral deposited to protect notes and substitution of other collateral; retirement of notes; payment of notes of series prior to 1928; recovery of collateral; reissue of deposited notes
- § 417 — Custody and safe-keeping of notes issued to and collateral deposited with Reserve agent
- § 418 — Printing of notes; denomination and form
- § 419 — Delivery of notes prior to delivery to banks
- § 420 — Control and direction of plates and dies; expense of issue and retirement of notes paid by banks
- § 421 — Examination of plates and dies
- § 422 — Omitted
- § 423 — Central bank digital currency
SUBCHAPTER XIII—CIRCULATING NOTES AND BONDS SECURING SAME (section 441)
SUBCHAPTER XIV—BANK RESERVES (sections 461 to 467)
- § 461 — Reserve requirements
- § 462 — Omitted
- § 462a — Repealed. Pub. L. 97–258, § 5(b) , Sept. 13, 1982 , 96 Stat. 1068
- § 462a–1 — Repealed. Pub. L. 89–597, § 2(d) , Sept. 21, 1966 , 80 Stat. 824
- § 462b — Omitted
- § 463 — Limitation on amount of balance with any depository institution without access to Federal Reserve advances
- § 464 — Checking against and withdrawal of reserve balance
- § 465 — Basis for ascertaining deposits against which required balance is determined
- § 466 — Reserves of banks in dependencies or insular possessions
- § 467 — Deposits of gold coin, gold certificates, and Special Drawing Right certificates with United States Treasurer
SUBCHAPTER XV—BANK EXAMINATIONS (sections 481 to 486)
- § 481 — Appointment of examiners; examination of member banks, State banks, and trust companies; reports
- § 482 — Employees of Office of Comptroller of the Currency; appointment; compensation and benefits
- § 483 — Special examination of member banks; information of condition furnished to Board of Governors of the Federal Reserve System
- § 484 — Limitation on visitorial powers
- § 485 — Examination of Federal reserve banks
- § 486 — Waiver of requirements as to reports from or examinations of affiliates
SUBCHAPTER XVI—CIVIL LIABILITY OF FEDERAL RESERVE AND MEMBER BANKS, SHAREHOLDERS, AND OFFICERS (sections 501 to 506)
- § 501 — Liability of Federal reserve or member bank for certifying check when amount of deposit was inadequate
- § 501a — Forfeiture of franchise of national banks for failure to comply with provisions of this chapter
- § 502 — Liability of shareholders of Federal reserve banks on contracts, etc.
- § 503 — Liability of directors and officers of member banks
- § 504 — Civil money penalty
- § 505 — Civil money penalty
- § 506 — Notice after separation from service
SUBCHAPTER XVII—RESERVE-BANK BRANCHES (sections 521 to 522)
CHAPTER 4—TAXATION (sections 531 to 561)
SUBCHAPTER I—FEDERAL RESERVE BANKS (section 531)
SUBCHAPTER II—NATIONAL BANK CIRCULATION (sections 541 to 544)
SUBCHAPTER III—NATIONAL BANK SHARES (section 548)
SUBCHAPTER IV—STATE BANK CIRCULATION (section 561)
CHAPTER 5—CRIMES AND OFFENSES (sections 581 to 591)
SUBCHAPTER I—IN GENERAL (sections 581 to 583)
SUBCHAPTER II—FEDERAL RESERVE AND MEMBER BANKS, OFFICERS, EMPLOYEES, AND EXAMINERS (section 591)
CHAPTER 6—FOREIGN BANKING (sections 601 to 633)
SUBCHAPTER I—ESTABLISHMENT BY NATIONAL BANKS OF FOREIGN BRANCHES AND INVESTMENTS IN BANKS DOING FOREIGN BUSINESS (sections 601 to 605)
- § 601 — Authorization; conditions and regulations
- § 602 — Reports and examinations
- § 603 — Restrictions imposed by Board of Governors of the Federal Reserve System on banks purchasing stock in corporations doing foreign business
- § 604 — Accounts of foreign branches; profit and loss
- § 604a — Regulations authorizing exercise by foreign branches of usual powers of local banks; restrictions
- § 605 — Repealed. Aug. 23, 1935, ch. 614 , title III, § 329, 49 Stat. 717
SUBCHAPTER II—ORGANIZATION OF CORPORATIONS TO DO FOREIGN BANKING (sections 611 to 633)
- § 611 — Formation authorized; fiscal agents; depositaries in insular possessions
- § 611a — Statement of purposes; rules and regulations
- § 612 — Articles of association; contents
- § 613 — Signing of articles of association; forwarding to and filing by Board of Governors of the Federal Reserve System; organization certificate; contents
- § 614 — Organization certificate; acknowledgment; forwarding to, filing, and approval by Board of Governors of the Federal Reserve System; permit to do business; body corporate; name; seal; corporate succession; contracts; suits; directors, officers, and employees; bylaws
- § 615 — Powers of corporation
- § 616 — Place of carrying on business; when business may be begun
- § 617 — Engaging in commerce or trade in commodities; price fixing; forfeiture of charter; acts forbidden to directors, officers, agents, or employees
- § 618 — Capital stock; amount; when paid in
- § 619 — Capital stock; by whom held; ownership of capital stock by foreign bank
- § 620 — Members of Board of Governors of the Federal Reserve System without interest in corporation
- § 621 — Liability of shareholders on unpaid subscriptions; membership of corporation in Federal reserve bank prohibited
- § 622 — Forfeiture of rights and privileges; dissolution; liability of directors and officers
- § 623 — Voluntary liquidation
- § 624 — Appointment of receiver or conservator
- § 625 — Stockholders’ meetings; books and records; reports; examination
- § 626 — Dividends; surplus fund
- § 627 — State taxation
- § 628 — Extension of corporate existence
- § 629 — Conversion of banking corporations into Federal corporations; procedure
- § 630 — Offenses by officers of corporation; punishment
- § 631 — False representations as to liability of United States for acts of corporation; punishment
- § 632 — Jurisdiction of United States courts; disposition by banks of foreign owned property
- § 633 — Potential liability on foreign accounts
CHAPTER 6A—EXPORT-IMPORT BANK OF THE UNITED STATES (sections 635 to 635t)
SUBCHAPTER I—GENERAL PROVISIONS (sections 635 to 635i–9)
- § 635 — Powers and functions of Bank
- § 635a — Management of Bank
- § 635a–1 — Export credit competition
- § 635a–2 — Implementation of regulations and procedures to lessen adverse effect of loans and guarantees on industries in United States; report by United States International Trade Commission; written consideration of views of adversely affected parties
- § 635a–3 — Export-Import Bank financing to match foreign financing
- § 635a–4 — Guarantees for export accounts receivable and inventory
- § 635a–5 — Negotiations to end export credit financing
- § 635a–6 — Periodic audits of bank transactions
- § 635a–7 — Independent audit of bank portfolio
- § 635b — Capitalization of Bank; method of capital stock payments; public-debt transactions; issuance of stock certificates
- § 635c — Repealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199
- § 635d — Issuance of debentures, bonds, etc.; obligations redeemable; payment of interest; obligations purchasable by Secretary of the Treasury; public-debt transactions
- § 635e — Aggregate loan, guarantee, and insurance authority
- § 635f — Termination date of Bank’s functions; exceptions; liquidation
- § 635g — Report to Congress; time for submission; contents
- § 635g–1 — Annual competitiveness report
- § 635h — Exemption from prohibition of section 955 of title 18
- § 635i — Repealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199
- § 635i–3 — Tied Aid Credit Fund and program
- § 635i–4 — Repealed. Pub. L. 102–429, title I, § 121(c)(1) , Oct. 21, 1992 , 106 Stat. 2199
- § 635i–5 — Environmental policy and procedures
- § 635i–6 — Debt reduction; Enterprise for the Americas Initiative
- § 635i–7 — Cooperation on export financing programs
- § 635i–8 — Special debt relief for poorest, most heavily indebted countries
- § 635i–9 — Market windows
SUBCHAPTER II—EXPORT FINANCING (sections 635j to 635n)
- § 635j — Export financing program to foster foreign trade and commercial interest of the United States
- § 635k — Apportionment of losses incurred on loans, guarantees, and insurance; reimbursement; contingent obligations
- § 635l — Authorization for appropriation of funds for losses
- § 635m — Loans, guarantees, and insurance subject to the provisions of this chapter
- § 635n — Prohibition of loans, guarantees, and insurance as to sales of defense articles or services
SUBCHAPTER III—TIED AID CREDIT EXPORT SUBSIDIES (sections 635o to 635t)
- § 635o — Congressional statement of purpose
- § 635p — Presidential mandate to negotiate; objectives
- § 635q — Establishment of tied aid credit program in United States Export-Import Bank
- § 635r — Establishment of tied aid credit program administered by Trade and Development Agency
- § 635s — Implementation
- § 635t — Definitions
CHAPTER 7—FARM CREDIT ADMINISTRATION (sections 636 to 1138f)
FARM CREDIT ADMINISTRATION; GENERAL ADMINISTRATIVE PROVISIONS (sections 636 to 640–1)
DISTRICT ORGANIZATIONS UNDER SUPERVISION OF FARM CREDIT ADMINISTRATION; FARM CREDIT DISTRICTS AND FARM CREDIT BOARDS (section 640a)
SUBCHAPTER I—FEDERAL LAND BANKS, JOINT-STOCK LAND BANKS, AND FEDERAL LAND BANK ASSOCIATIONS (sections 641 to 1012)
Administrative Provisions Relative to This Subchapter (sections 651 to 660)
- § 651 — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 652 — Repealed. Aug. 6, 1953, ch. 335, § 19 , 67 Stat. 400
- § 656 — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 657 — Repealed. Sept. 21, 1944, ch. 412, § 601(d) , 58 Stat. 741 , eff. July 1, 1944
- § 658 — Repealed. Pub. L. 86–168, title I, § 101(b) , (c), Aug. 18, 1959 , 73 Stat. 384 , eff. Dec. 31, 1959
- § 660 — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
Organization of Federal Land Banks (sections 671 to 683)
Capital Stock of Federal Land Banks (sections 691 to 698)
Land Banks as Government Depositaries and Agents (section 701)
Federal Land Bank Associations Generally (section 711)
Capital Stock of Federal Land Bank Associations (section 731)
Federal Land Bank Associations; Special Provisions (section 741)
Appraisal for Farm Loans (section 751)
Powers of Federal Land Bank Associations (section 761)
Restriction on Loans of Federal Land Banks Based on First Mortgages (sections 771 to 773a)
Powers of Federal Land Banks Generally (section 781)
Restrictions on Federal Land Banks (section 791)
Loans by Federal Land Banks Through Agents (section 801)
Joint-Stock Land Banks (section 810)
Powers of Farm Credit Administration (section 831)
Applications for Farm-Loan Bonds (section 841)
Issue of Farm-Loan Bonds (section 851)
Form of Farm Loan Bonds (section 861)
Special Provisions of Farm Loan Bonds (section 871)
Application of Amortization and Interest Payments (section 891)
Reserves and Dividends of Land Banks (section 901)
Reserve and Dividends of Federal Land Bank Associations (section 911)
Defaulted Farm Loans (section 921)
Exemption From Taxation (sections 931 to 932)
Investment in Farm-Loan Bonds (section 941)
Examinations (sections 951 to 953)
Receivers and Conservators (sections 961 to 964)
Dissolution and Appointment of Receivers (section 967)
State Legislation Impairing Security of Farm Loans (section 971)
Penalties (section 981)
Government Deposits in Land Banks (sections 991 to 992)
Organization Expenses (section 1001)
Limitation of Court Decisions (section 1011)
Amendments to Chapter (section 1012)
SUBCHAPTER II—LOANS TO FARMERS BY LAND BANK COMMISSIONER (sections 1016 to 1017)
SUBCHAPTER II–A—FEDERAL FARM MORTGAGE CORPORATION (sections 1020 to 1020d)
SUBCHAPTER II–B—LOANS TO FARMERS BY GOVERNOR OF FARM CREDIT ADMINISTRATION (sections 1020i to 1020o)
SUBCHAPTER III—FEDERAL INTERMEDIATE CREDIT BANKS (sections 1021 to 1129)
Organization (sections 1021 to 1023b)
Discounts and Loans (sections 1031 to 1034)
Issue of Debentures (section 1040)
Discount Rates (section 1051)
Capital Stock and Participation Certificates (section 1061)
Application of Earnings (section 1072)
Liability on Debentures or Other Such Obligations (section 1081)
Examinations and Reports (section 1091)
Rules and Regulations (section 1101)
Tax Exemption (section 1111)
Penalty Provisions (sections 1121 to 1129)
SUBCHAPTER IV—PRODUCTION CREDIT ASSOCIATIONS (sections 1131 to 1131j)
- § 1131 — Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 648
- § 1131a — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 1131a–1 — Omitted
- § 1131b — Repealed. July 26, 1956, ch. 741 , title I, § 105(c), 70 Stat. 665
- § 1131c — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
Production Credit Associations (sections 1131d to 1131g–2)
Revolving Fund (sections 1131i to 1131j)
SUBCHAPTER V—REGIONAL BANKS FOR COOPERATIVES AND CENTRAL BANK FOR COOPERATIVES (sections 1134 to 1134f)
Regional Banks (section 1134)
Central Bank (section 1134f)
SUBCHAPTER VI—PROVISIONS COMMON TO PRODUCTION CREDIT ASSOCIATIONS, AND REGIONAL AND CENTRAL BANKS FOR COOPERATIVES (sections 1138 to 1138f)
- § 1138 — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 1138d — Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948
- § 1138e — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 1138f — Repealed. Aug. 11, 1955, ch. 785 , title I, § 110(b), 69 Stat. 662
CHAPTER 7A—AGRICULTURAL MARKETING (sections 1141 to 1141j)
- § 1141 — Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter
- § 1141a — Repealed. Aug. 6, 1953, ch. 335, § 19 , 67 Stat. 400
- § 1141b — Repealed. Pub. L. 115–334, title V, § 5411(52) –(56), (58), Dec. 20, 2018 , 132 Stat. 4685
- § 1141g — Omitted
- § 1141h — Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.
- § 1141i — Repealed. Pub. L. 115–334, title V, § 5411(57) , Dec. 20, 2018 , 132 Stat. 4685
- § 1141j — Miscellaneous provisions
CHAPTER 7B—REGIONAL AGRICULTURAL CREDIT CORPORATIONS (sections 1148 to 1148a–4)
- § 1148 — Repealed. Pub. L. 115–334, title V, § 5411(59) , Dec. 20, 2018 , 132 Stat. 4685
- § 1148a — Repealed. Pub. L. 92–181, title V, § 5 .26(a), Dec. 10, 1971 , 85 Stat. 624
- § 1148a–1 — Repealed. Pub. L. 87–128, title III, § 341(a) , Aug. 8, 1961 , 75 Stat. 318
- § 1148a–4 — Repealed. Pub. L. 115–334, title V, § 5411(60) –(63), Dec. 20, 2018 , 132 Stat. 4686
CHAPTER 8—ADJUSTMENT AND CANCELLATION OF FARM LOANS (sections 1150 to 1150c)
- § 1150 — Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture
- § 1150a — Farm loans to which chapter is applicable
- § 1150b — Authorization of appropriations
- § 1150c — Self-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments
CHAPTER 9—NATIONAL AGRICULTURAL CREDIT CORPORATIONS (sections 1151 to 1322)
Formation (sections 1151 to 1151a)
Requisites of Articles and Certificate (section 1161)
Corporate Powers (section 1171)
Debentures and Other Obligations; Liability; Security (section 1181)
Limitations (section 1191)
Interest Rates (section 1201)
Capital Stock (section 1211)
Rediscount Corporations (section 1221)
Permit To Begin Business (section 1231)
Miscellaneous Administrative Provisions (sections 1241 to 1249)
- § 1241 — Repealed. Pub. L. 86–230, § 24 , Sept. 8, 1959 , 73 Stat. 466
- § 1245 — Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948
- § 1246 — Repealed. Pub. L. 86–230, § 24 , Sept. 8, 1959 , 73 Stat. 466
- § 1248 — Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948
- § 1249 — Repealed. Pub. L. 86–230, § 24 , Sept. 8, 1959 , 73 Stat. 466
Banks of Federal Reserve System as Stockholders (section 1251)
Taxation (section 1261)
Deposits (section 1271)
Conversion of Corporations (section 1281)
Consolidation of Corporations (section 1291)
Insolvency, Receivership, and Liquidation (section 1301)
Penalty Provisions (section 1311)
Partial Invalidity; Amendments and Repeals (sections 1321 to 1322)
CHAPTER 10—LOCAL AGRICULTURAL-CREDIT CORPORATIONS, LIVESTOCK-LOAN COMPANIES AND LIKE ORGANIZATIONS; LOANS TO INDIVIDUALS TO AID IN FORMATION OR TO INCREASE CAPITAL STOCK (section 1401)
CHAPTER 11—FEDERAL HOME LOAN BANKS (sections 1421 to 1449)
- § 1421 — Short title
- § 1422 — Definitions
- § 1422a — Repealed. Pub. L. 110–289, div. A, title II, § 1204(1) , July 30, 2008 , 122 Stat. 2785
- § 1423 — Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
- § 1424 — Eligibility for membership
- § 1425 — Repealed. Pub. L. 101–73, title VII , §§ 705, 716, 720, Aug. 9, 1989 , 103 Stat. 416 , 421, 423
- § 1426 — Capital structure of Federal home loan banks
- § 1426a — Exclusion from certain requirements
- § 1427 — Directors
- § 1428 — Examination of State laws, regulations, and procedures; studies of values, etc.
- § 1428a — Repealed. Pub. L. 101–73, title VII, § 718 , Aug. 9, 1989 , 103 Stat. 422
- § 1429 — Eligibility to secure advances
- § 1430 — Advances to members
- § 1430a — Omitted
- § 1430b — Advances to nonmember mortgagee; terms and conditions
- § 1430c — Housing goals
- § 1431 — Powers and duties of banks
- § 1432 — Incorporation of banks; corporate powers; housing project loans
- § 1433 — Exemption from taxation; obligations acceptable as credit on debt of home owner
- § 1434 — Depositaries of public money; financial agents
- § 1435 — Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
- § 1436 — Reserves and dividends; emergency suspensions of requirements
- § 1437 — Repealed. Pub. L. 101–73, title VII, § 703(a) , Aug. 9, 1989 , 103 Stat. 415
- § 1438 — Omitted
- § 1438a — Nonadministrative expenses; expenses of studies and investigations
- § 1439 — Repealed. Pub. L. 101–73, title VII , §§ 708, 712, Aug. 9, 1989 , 103 Stat. 418 , 419
- § 1439a — Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
- § 1440 — Examinations and audits
- § 1440a — Sharing of information among Federal Home Loan Banks
- § 1441 — Financing Corporation
- § 1441a — Repealed. Pub. L. 111–203, title III, § 364(b) , July 21, 2010 , 124 Stat. 1555
- § 1441a–1 — Definitions
- § 1441a–2 — Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
- § 1441a–3 — RTC and FDIC properties
- § 1441b — Resolution Funding Corporation established
- § 1442 — Member financial information
- § 1442a — Repealed. Pub. L. 106–102, title VI, § 606(c) , Nov. 12, 1999 , 113 Stat. 1454
- § 1443 — Forms of bank stock and obligations
- § 1444 — Eligibility to membership in banks
- § 1445 — Succession of Federal Home Loan Banks
- § 1446 — Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
- § 1447 — Repealed. Pub. L. 106–102, title VI, § 606(c) , Nov. 12, 1999 , 113 Stat. 1454
- § 1448 — Effect of partial invalidity of chapter
- § 1449 — Reservation of right to amend or repeal chapter
CHAPTER 11A—FEDERAL HOME LOAN MORTGAGE CORPORATION (sections 1451 to 1459)
- § 1451 — Definitions
- § 1452 — Federal Home Loan Mortgage Corporation
- § 1453 — Capitalization of Federal Home Loan Mortgage Corporation
- § 1454 — Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
- § 1455 — Obligations and securities of the Corporation
- § 1456 — Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
- § 1457 — Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
- § 1458 — Territorial applicability
- § 1459 — Separability
CHAPTER 12—SAVINGS ASSOCIATIONS (sections 1461 to 1470)
- § 1461 — Short title
- § 1462 — Definitions
- § 1462a — Administrative provisions
- § 1463 — Supervision of savings associations
- § 1464 — Federal savings associations
- § 1464a — Election to operate as a covered savings association
- § 1465 — State law preemption standards for Federal savings associations clarified
- § 1466 — Applicability
- § 1466a — District associations
- § 1467 — Examination fees
- § 1467a — Regulation of holding companies
- § 1467b — Intermediate holding companies
- § 1468 — Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
- § 1468a — Advertising
- § 1468b — Powers of examiners
- § 1468c — Separability
- § 1469 — Authority to invest in State housing corporations
- § 1470 — Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
CHAPTER 13—NATIONAL HOUSING (sections 1701 to 1750aa)
- § 1701 — Short title
- § 1701a — Short title of amendment of 1938
- § 1701b — Short title of amendment of 1942
- § 1701c — Secretary of Housing and Urban Development
- § 1701c–1 — Omitted
- § 1701d — Repealed. Pub. L. 89–554, § 8(a) , Sept. 6, 1966 , 80 Stat. 655
- § 1701d–1 — Repealed. Pub. L. 90–19 , §§ 6(i), 12(a), May 25, 1967 , 81 Stat. 22 , 23
- § 1701d–3 — Repealed. Pub. L. 91–609, title V, § 503(3) , Dec. 31, 1970 , 84 Stat. 1785
- § 1701d–4 — Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
- § 1701e — Repealed. Pub. L. 91–609, title V, § 503(1) , Dec. 31, 1970 , 84 Stat. 1785
- § 1701f–1 — Repealed. Pub. L. 90–19, § 5(c) , May 25, 1967 , 81 Stat. 21
- § 1701g — Omitted
- § 1701g–4 — Omitted
- § 1701g–5 — Revolving fund in connection with liquidating programs
- § 1701g–5a — Transfer of New Communities Fund assets and liabilities
- § 1701g–5b — Liquidation of New Communities Program; cancellation of debt
- § 1701g–5c — Transfer of rehabilitation loan fund assets and liabilities
- § 1701h — Advisory committees; payment of transportation and other expenses
- § 1701h–1 — Housing for elderly persons advisory committee
- § 1701i — Omitted
- § 1701j — Repealed. Aug. 2, 1954, ch. 649 , title VIII, § 813, 68 Stat. 647
- § 1701j–1 — Builder’s certification as to construction
- § 1701j–2 — National Institute of Building Sciences
- § 1701j–3 — Preemption of due-on-sale prohibitions
- § 1701k — Right to redeem property on which United States has lien
- § 1701l — Limitation on interest rates of insured mortgages; terms of sales
- § 1701l–1 — Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
- § 1701m — Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
- § 1701n — Reduction of vulnerability of congested urban areas to enemy attack
- § 1701o — Annual report of Secretary
- § 1701p — Contents of report to President and Congress
- § 1701p–1 — Periodic report on residential mortgage delinquencies and foreclosures
- § 1701p–2 — Default and foreclosure database
- § 1701q — Supportive housing for the elderly
- § 1701q–1 — Civil money penalties against mortgagors under section 1701q of this title
- § 1701q–2 — Grants for conversion of elderly housing to assisted living facilities and other purposes
- § 1701q–3 — Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
- § 1701r — Congressional findings respecting housing for senior citizens
- § 1701r–1 — Pet ownership in assisted rental housing for the elderly or handicapped
- § 1701s — Rent supplement payments for qualified lower income families
- § 1701t — Congressional affirmation of national goal of decent homes and suitable living environment for American families
- § 1701u — Economic opportunities for low- and very low-income persons
- § 1701v — Congressional findings and declaration for improved architectural design in Government housing programs
- § 1701w — Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
- § 1701x — Assistance with respect to housing for low- and moderate-income families
- § 1701x–1 — Home inspection counseling
- § 1701x–2 — Legal assistance for foreclosure-related issues
- § 1701y — National Homeownership Foundation
- § 1701z — New technologies in the development of housing for lower income families
- § 1701z–1 — Research and demonstrations; authorization of appropriations; continuing availability of funds
- § 1701z–2 — Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
- § 1701z–3 — Experimental housing allowance payment program
- § 1701z–4 — Abandoned properties demonstration project
- § 1701z–5 — Demonstrations of heating or cooling residential housing utilizing solar energy
- § 1701z–6 — Special housing need research and demonstration authority
- § 1701z–7 — Studies to determine extent of need for counseling to mortgagors; report to Congress
- § 1701z–8 — Energy conservation and renewable-resource demonstration
- § 1701z–9 — Expansion of home ownership opportunities in urban areas
- § 1701z–10 — Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
- § 1701z–10a — Biennial survey of economic and housing market conditions
- § 1701z–11 — Management and disposition of multifamily housing projects
- § 1701z–12 — Housing access
- § 1701z–13 — Solar energy for single-family and multifamily housing units
- § 1701z–14 — Lower cost technology demonstration program
- § 1701z–15 — Approval of individual residential water purification or treatment units
- § 1701z–16 — Energy efficient mortgages pilot program
- § 1701z–17 — Increasing access and understanding of energy efficient mortgages
SUBCHAPTER I—HOUSING RENOVATION AND MODERNIZATION (sections 1702 to 1706f)
- § 1702 — Administrative provisions
- § 1702a — Repealed. June 28, 1955, ch. 189, § 12(c)(14) , 69 Stat. 182
- § 1703 — Insurance of financial institutions
- § 1704 — Repealed. Apr. 3, 1936, ch. 165, § 2 , 49 Stat. 1188
- § 1705 — Allocation of funds
- § 1706 — Repealed. Aug. 2, 1954, ch. 649 , title VIII, § 802(b), 68 Stat. 642
- § 1706a — Repealed. June 3, 1939, ch. 175, § 3 , 53 Stat. 805
- § 1706b — Taxation of real property held by Secretary
- § 1706c — Insurance of mortgages
- § 1706d — Applicability
- § 1706e — Repealed. Pub. L. 101–625, title II, § 289(b) , Nov. 28, 1990 , 104 Stat. 4128
- § 1706f — Prohibition against kickbacks and unearned fees
SUBCHAPTER II—MORTGAGE INSURANCE (sections 1707 to 1715z–25)
- § 1707 — Definitions
- § 1708 — Federal Housing Administration operations
- § 1709 — Insurance of mortgages
- § 1709–1 — Repealed. Pub. L. 98–181, title I [title IV, § 404(a)], Nov. 30, 1983 , 97 Stat. 1208
- § 1709–1a — State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements
- § 1709–2 — Equity skimming; penalty; persons liable; one dwelling exemption
- § 1709a — Determination of loan-to-value ratios
- § 1709b — Repealed. Pub. L. 85–364, § 6 , Apr. 1, 1958 , 72 Stat. 77
- § 1710 — Payment of insurance
- § 1711 — General Surplus and Participating Reserve Accounts
- § 1712 — Investment of funds
- § 1712a — Indexing of FHA multifamily housing loan limits
- § 1713 — Rental housing insurance
- § 1714 — Taxation
- § 1715 — Statistical and economic surveys
- § 1715a — Repealed. June 3, 1939, ch. 175, § 13 , 53 Stat. 807
- § 1715b — Rules and regulations
- § 1715c — Labor standards
- § 1715d — Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
- § 1715e — Cooperative housing insurance
- § 1715f — Process of applications and issuance of commitments
- § 1715g — Insurance of mortgage where mortgagor is not occupant of property
- § 1715h — Repealed. Pub. L. 100–242, title IV, § 401(a)(1) , Feb. 5, 1988 , 101 Stat. 1898
- § 1715i — Repealed. Pub. L. 86–372, title I, § 108 , Sept. 23, 1959 , 73 Stat. 657
- § 1715j — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1715k — Rehabilitation and neighborhood conservation housing insurance
- § 1715l — Housing for moderate income and displaced families
- § 1715m — Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(5) , July 30, 2008 , 122 Stat. 2835
- § 1715n — Miscellaneous mortgage insurance
- § 1715o — Interest rate on debentures; method of establishment
- § 1715p — Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions
- § 1715q — Delivery of statement of appraisal or estimates to home buyers
- § 1715r — Requirement of builder’s cost certification; definitions
- § 1715s — Treatment of mortgages covering tax credit projects
- § 1715t — Voluntary termination of insurance
- § 1715u — Authority to assist mortgagors in default
- § 1715v — Insurance of mortgages for housing for elderly persons
- § 1715w — Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes
- § 1715x — Experimental housing insurance
- § 1715y — Mortgage insurance for condominiums
- § 1715z — Homeownership or membership in cooperative association for lower income families
- § 1715z–1 — Rental and cooperative housing for lower income families
- § 1715z–1a — Assistance for troubled multifamily housing projects
- § 1715z–1b — Tenant participation in multifamily housing projects
- § 1715z–1c — Regulation of rents in insured projects
- § 1715z–2 — Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(6) , July 30, 2008 , 122 Stat. 2835
- § 1715z–3 — Special Risk Insurance Fund
- § 1715z–4 — Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations
- § 1715z–4a — Double damages remedy for unauthorized use of multifamily housing project assets and income
- § 1715z–5 — Purchase of fee simple title from lessors
- § 1715z–6 — Supplemental loans for multifamily projects
- § 1715z–7 — Mortgage insurance for hospitals
- § 1715z–8 — Mortgage assistance payments for middle-income families
- § 1715z–9 — Co-insurance of eligible mortgage, advance, or loan
- § 1715z–10 — Repealed. Pub. L. 110–289, div. B, title I, § 2120(a)(7) , July 30, 2008 , 122 Stat. 2835
- § 1715z–11 — Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale
- § 1715z–11a — Disposition of HUD-owned properties
- § 1715z–12 — Single-family mortgage insurance on Hawaiian home lands
- § 1715z–13 — Single family mortgage insurance on Indian reservations
- § 1715z–13a — Loan guarantees for Indian housing
- § 1715z–13b — Loan guarantees for Native Hawaiian housing
- § 1715z–14 — Risk-sharing demonstration
- § 1715z–15 — Limitation on prepayment of mortgages on multifamily rental housing
- § 1715z–16 — Adjustable rate single family mortgages
- § 1715z–17 — Shared appreciation mortgages for single family housing
- § 1715z–18 — Shared appreciation mortgages for multifamily housing
- § 1715z–19 — Equity skimming penalty
- § 1715z–20 — Insurance of home equity conversion mortgages for elderly homeowners
- § 1715z–21 — Delegation of insuring authority to direct endorsement mortgagees
- § 1715z–22 — Multifamily mortgage credit programs
- § 1715z–22a — Definitions
- § 1715z–23 — HOPE for Homeowners Program
- § 1715z–24 — Pilot program for automated process for borrowers without sufficient credit history
- § 1715z–25 — Mortgage modification data collecting and reporting
SUBCHAPTER III—NATIONAL MORTGAGE ASSOCIATIONS (sections 1716 to 1723i)
- § 1716 — Declaration of purposes of subchapter
- § 1716–1 — Repealed. Aug. 2, 1954, ch. 649 , title II, § 206, 68 Stat. 622
- § 1716b — Partition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations
- § 1717 — Federal National Mortgage Association and Government National Mortgage Association
- § 1717a — Prohibition against sale of obligations by Federal departments and agencies after June 30, 1966 , without compliance with requirements of section 1717(c) of this title or without approval by Secretary of the Treasury; exemption
- § 1718 — Capitalization of Federal National Mortgage Association
- § 1719 — Secondary market operations
- § 1720 — Repealed. Pub. L. 98–181, title I [title IV, § 483(a)], Nov. 30, 1983 , 97 Stat. 1240
- § 1721 — Management and liquidation functions of Government National Mortgage Association
- § 1722 — Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721
- § 1723 — Management
- § 1723a — General powers of Government National Mortgage Association and Federal National Mortgage Association
- § 1723b — Investment of funds
- § 1723c — Obligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities
- § 1723d — Transfer of certain functions to Association
- § 1723e — Repealed. Pub. L. 98–181, title I [title IV, § 483(a)], Nov. 30, 1983 , 97 Stat. 1240
- § 1723f — Repealed. Pub. L. 96–294, title V, § 533 , June 30, 1980 , 94 Stat. 740
- § 1723g — Repealed. Pub. L. 102–550, title IX, § 912(i)(2) , Oct. 28, 1992 , 106 Stat. 3876
- § 1723i — Civil money penalties against issuers
SUBCHAPTER IV—INSURANCE OF SAVINGS AND LOAN ACCOUNTS (sections 1724 to 1730f)
SUBCHAPTER V—MISCELLANEOUS (sections 1731 to 1735h)
- § 1731 — Repealed. June 25, 1948, ch. 645, § 21 , 62 Stat. 862 , eff. Sept. 1, 1948
- § 1731a — Penalties
- § 1731b — Prohibition against transient housing
- § 1732 — Separability
- § 1733 — Application of other laws
- § 1734 — Amendment, extension, or increase of commitment amounts
- § 1735 — Payment of certain funds to Treasury
- § 1735a — Prepayment of mortgages by nonprofit educational institutions; refunds
- § 1735b — Expenditures to correct or reimburse for structural or other major defects in mortgaged homes
- § 1735c — General Insurance Fund
- § 1735d — Payment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
- § 1735e — Acceptance of materials or products used in structures
- § 1735e–1 — Use of American materials and products
- § 1735f — Water and sewerage facilities
- § 1735f–1 — Waiver of deduction on assignment of property to Secretary in lieu of foreclosure
- § 1735f–2 — Uniform rehabilitation standards for housing within and without urban renewal areas
- § 1735f–3 — Insurance of mortgage proceeds advanced during construction or rehabilitation or prior to final endorsement of project mortgage
- § 1735f–4 — Minimum property standards
- § 1735f–5 — Prohibition against discrimination on account of sex in extension of mortgage assistance; consideration of combined income of husband and wife for purpose of extending mortgage credit; definitions
- § 1735f–6 — Secondary mortgages held by State or local governmental agency on insured properties
- § 1735f–7 — Exemption from State usury laws; applicability
- § 1735f–7a — State constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after March 31, 1980
- § 1735f–8 — Time of payment of premium charges
- § 1735f–9 — Limitation on commitments to insure loans and mortgages
- § 1735f–10 — Change of mortgagee status
- § 1735f–11 — Review of mortgagee performance and authority to terminate
- § 1735f–12 — Assurance of adequate processing of applications for loan and mortgage insurance
- § 1735f–13 — Prohibition of requirement of minimum principal loan amount
- § 1735f–14 — Civil money penalties against mortgagees, lenders, and other participants in FHA programs
- § 1735f–15 — Civil money penalties against multifamily mortgagors
- § 1735f–16 — Annual audited financial statements
- § 1735f–17 — Examinations and sanctions for certain violations
- § 1735f–18 — Information regarding early defaults and foreclosures on insured mortgages
- § 1735f–19 — Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
- § 1735f–20 — Authorization of appropriations for General and Special Risk Insurance Funds
- § 1735g — Mortgage relief for homeowners who are unemployed as result of closing of Federal installation
- § 1735h — Repealed. Pub. L. 89–754, title X, § 1013(j) , Nov. 3, 1966 , 80 Stat. 1292
SUBCHAPTER VI—WAR HOUSING INSURANCE (sections 1736 to 1746a)
- § 1736 — Definitions
- § 1737 — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1738 — Insurance of mortgages
- § 1739 — Mortgage insurance benefits
- § 1740 — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1741 — State taxation of realty held by Secretary
- § 1742 — Rules and regulations
- § 1743 — Insurance of mortgages
- § 1744 — Insurance of loans for manufacture of houses
- § 1745 — Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
- § 1746 — Insurance on mortgages on large-scale housing projects
- § 1746a — Termination of commitment authority under this subchapter
SUBCHAPTER VII—INSURANCE FOR INVESTMENTS IN RENTAL HOUSING FOR FAMILIES OF MODERATE INCOME (sections 1747 to 1747l)
- § 1747 — Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
- § 1747a — Eligibility for insurance
- § 1747b — Premium charges; fees for examination and inspection
- § 1747c — Rent schedules
- § 1747d — Excess earnings used for amortization of original investment
- § 1747e — Financial statements by Secretary
- § 1747f — Payment of claims; assignment of benefits by investors
- § 1747g — Debentures
- § 1747h — Termination of insurance contract by investor
- § 1747i — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1747j — Taxation of real property
- § 1747k — Rules and regulations
- § 1747l — Definitions
SUBCHAPTER VIII—ARMED SERVICES HOUSING MORTGAGE INSURANCE (sections 1748 to 1748i)
- § 1748 — Definitions
- § 1748a — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1748b — Insurance of mortgages
- § 1748c — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1748d — Lease of property; terms and conditions
- § 1748e — Mortgages on property in Alaska
- § 1748f — Rules and regulations
- § 1748g — Cost certification
- § 1748g–1 — Omitted
- § 1748h–1 — Civilian employees of Armed Forces
- § 1748h–2 — Insurance of mortgages for defense housing for impacted areas
- § 1748h–3 — Payments in lieu of taxes; limitations; exemption from taxation
- § 1748i — Omitted
SUBCHAPTER IX—HOUSING FOR EDUCATIONAL INSTITUTIONS (sections 1749 to 1749d)
SUBCHAPTER IX–A—MORTGAGE INSURANCE FOR LAND DEVELOPMENT AND NEW COMMUNITIES (section 1749aa)
SUBCHAPTER IX–B—MORTGAGE INSURANCE FOR GROUP PRACTICE FACILITIES AND MEDICAL PRACTICE FACILITIES (sections 1749aaa to 1749aaa–5)
SUBCHAPTER IX–C—NATIONAL INSURANCE DEVELOPMENT PROGRAM (sections 1749bbb to 1749bbb–11)
Part A—Statewide Plans To Assure Fair Access to Insurance Requirements (section 1749bbb–3)
Part B—Reinsurance Coverage (section 1749bbb–7)
Part C—Federal Insurance Against Burglary and Theft (section 1749bbb–10a)
Part D—General Provisions (section 1749bbb–11)
SUBCHAPTER X—NATIONAL DEFENSE HOUSING INSURANCE (sections 1750 to 1750g)
- § 1750 — Definitions
- § 1750a — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1750a–1 — Omitted
- § 1750b — Insurance in critical areas
- § 1750c — Mortgage insurance benefits
- § 1750d — Repealed. Pub. L. 89–117, title XI, § 1108(aa) , Aug. 10, 1965 , 79 Stat. 507
- § 1750e — Taxation
- § 1750f — Rules and regulations
- § 1750g — Insurance of additional mortgages
SUBCHAPTER XI—VOLUNTARY HOME MORTGAGE CREDIT (section 1750aa)
CHAPTER 14—FEDERAL CREDIT UNIONS (sections 1751 to 1795k)
SUBCHAPTER I—GENERAL PROVISIONS (sections 1752 to 1775)
- § 1752 — Definitions
- § 1752a — National Credit Union Administration
- § 1753 — Federal credit union organization
- § 1754 — Approval of organization certificate
- § 1755 — Fees
- § 1756 — Reports and examinations
- § 1756a — Omitted
- § 1757 — Powers
- § 1757a — Limitation on member business loans
- § 1758 — Bylaws
- § 1759 — Membership
- § 1760 — Members’ meetings
- § 1761 — Management
- § 1761a — Officers of the board
- § 1761b — Board of directors; meetings; powers and duties; executive committee; membership officers; membership applications
- § 1761c — Credit committee
- § 1761d — Supervisory committee; powers and duties; suspension of members; passbook
- § 1762 — Repealed. Pub. L. 105–219, title III, § 301(g)(3) , Aug. 7, 1998 , 112 Stat. 931
- § 1763 — Dividends
- § 1764 — Expulsion and withdrawal
- § 1765 — Minors
- § 1766 — Powers of Board
- § 1767 — Fiscal agents and depositories; authorization to secure deposits by governmental bodies
- § 1768 — Taxation
- § 1769 — Separability; right to alter, amend, or repeal chapter
- § 1770 — Allotment of space in Federal buildings or Federal land
- § 1771 — Conversion from Federal to State credit union and from State to Federal credit union
- § 1772 — Territorial application of chapter
- § 1772a — Gifts; acceptance of conditional gifts; deposit
- § 1772b — Apportionment
- § 1772c — Trust fund
- § 1772c–1 — Community development revolving loan fund for credit unions
- § 1772d — Forfeiture of organization certificate for money laundering or cash transaction reporting offenses
- § 1772e — Data standards
- § 1772f — Open data publication
- § 1773 — District of Columbia credit unions; conversion to Federal status
- § 1774 — Approval of certificate; assets and obligations of applicant credit union
- § 1775 — Conditions upon conversion to Federal status
SUBCHAPTER II—SHARE INSURANCE (sections 1781 to 1790e)
- § 1781 — Insurance of member accounts
- § 1782 — Administration of insurance fund
- § 1783 — National Credit Union Share Insurance Fund
- § 1784 — Examination of insured credit unions
- § 1785 — Requirements governing insured credit unions
- § 1786 — Termination of insured credit union status; cease and desist orders; removal or suspension from office; procedure
- § 1786a — Omitted
- § 1787 — Payment of insurance
- § 1788 — Special assistance to avoid liquidation
- § 1789 — Administrative provisions
- § 1789a — Credit unions as depositaries of public money; fiscal agents; duties
- § 1790 — Nondiscriminatory provision
- § 1790a — Board disapproval of directors, committee members, and senior executive officers of insured credit unions
- § 1790b — Credit union employee protection remedy
- § 1790c — Reward for information leading to recoveries or civil penalties
- § 1790d — Prompt corrective action
- § 1790e — Temporary Corporate Credit Union Stabilization Fund
SUBCHAPTER III—CENTRAL LIQUIDITY FACILITY (sections 1795 to 1795k)
- § 1795 — Congressional findings
- § 1795a — Definitions
- § 1795b — National Credit Union Administration Central Liquidity Facility; establishment; management; jurisdiction
- § 1795c — Membership
- § 1795d — Capital stock
- § 1795e — Extensions of credit
- § 1795f — Powers of Board
- § 1795g — Depositories, custodians, and fiscal agents
- § 1795h — Audit of financial transactions
- § 1795i — Annual report
- § 1795j — Agent of Federal Reserve System
- § 1795k — State and local tax exemption
CHAPTER 15—FEDERAL LOAN AGENCY (section 1801)
CHAPTER 16—FEDERAL DEPOSIT INSURANCE CORPORATION (sections 1811 to 1835a)
- § 1811 — Federal Deposit Insurance Corporation
- § 1812 — Management
- § 1813 — Definitions
- § 1814 — Insured depository institutions
- § 1815 — Deposit insurance
- § 1816 — Factors to be considered
- § 1817 — Assessments
- § 1818 — Termination of status as insured depository institution
- § 1819 — Corporate powers
- § 1820 — Administration of Corporation
- § 1820a — Examination of investment companies
- § 1821 — Insurance Funds
- § 1821a — FSLIC Resolution Fund
- § 1822 — Corporation as receiver
- § 1823 — Corporation monies
- § 1824 — Borrowing authority
- § 1825 — Issuance of notes, debentures, bonds, and other obligations; exemptions
- § 1826 — Forms of obligations; preparation by Secretary of the Treasury
- § 1827 — Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
- § 1828 — Regulations governing insured depository institutions
- § 1828a — Prudential safeguards
- § 1828b — Interagency data sharing
- § 1829 — Penalty for unauthorized participation by convicted individual
- § 1829a — Participation by State nonmember insured banks in lotteries and related activities
- § 1829b — Retention of records by insured depository institutions
- § 1829c — Making online banking initiation legal and easy
- § 1830 — Nondiscrimination
- § 1831 — Separability of certain provisions of this chapter
- § 1831a — Activities of insured State banks
- § 1831b — Disclosures with respect to certain federally related mortgage loans
- § 1831c — Assuring consistent oversight of subsidiaries of holding companies
- § 1831d — State-chartered insured depository institutions and insured branches of foreign banks
- § 1831e — Activities of savings associations
- § 1831f — Brokered deposits
- § 1831f–1 — Repealed. Pub. L. 106–569, title XII, § 1203 , Dec. 27, 2000 , 114 Stat. 3032
- § 1831g — Contracts between depository institutions and persons providing goods, products, or services
- § 1831h — Repealed. Pub. L. 109–173, § 8(a)(33) , Feb. 15, 2006 , 119 Stat. 3615
- § 1831i — Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
- § 1831j — Depository institution employee protection remedy
- § 1831k — Reward for information leading to recoveries or civil penalties
- § 1831l — Coordination of risk analysis between SEC and Federal banking agencies
- § 1831m — Early identification of needed improvements in financial management
- § 1831m–1 — Reports of information regarding safety and soundness of depository institutions
- § 1831n — Accounting objectives, standards, and requirements
- § 1831o — Prompt corrective action
- § 1831o–1 — Source of strength
- § 1831p — Transferred
- § 1831p–1 — Standards for safety and soundness
- § 1831q — FDIC affordable housing program
- § 1831r — Payments on foreign deposits prohibited
- § 1831r–1 — Notice of branch closure
- § 1831s — Transferred
- § 1831t — Depository institutions lacking Federal deposit insurance
- § 1831u — Interstate bank mergers
- § 1831v — Authority of State insurance regulator and Securities and Exchange Commission
- § 1831w — Safety and soundness firewalls applicable to financial subsidiaries of banks
- § 1831x — Insurance customer protections
- § 1831y — CRA sunshine requirements
- § 1831z — Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
- § 1831aa — Enforcement of agreements
- § 1831bb — Capital requirements for certain acquisition, development, or construction loans
- § 1831cc — Data standards
- § 1831dd — Open data publication
- § 1832 — Withdrawals by negotiable or transferable instruments for transfers to third parties
- § 1833 — Repealed. Pub. L. 104–208, div. A, title II, § 2224(b) , Sept. 30, 1996 , 110 Stat. 3009–415
- § 1833a — Civil penalties
- § 1833b — Comparability in compensation schedules
- § 1833c — Comptroller General audit and access to records
- § 1833d — Repealed. Pub. L. 102–242, title I, § 121(b) , Dec. 19, 1991 , 105 Stat. 2251
- § 1833e — Equal opportunity
- § 1834 — Reduced assessment rate for deposits attributable to lifeline accounts
- § 1834a — Assessment credits for qualifying activities relating to distressed communities
- § 1834b — Community development organizations
- § 1835 — Insured depository institution capital requirements for transfers of small business obligations
- § 1835a — Prohibition against deposit production offices
CHAPTER 17—BANK HOLDING COMPANIES (sections 1841 to 1852)
- § 1841 — Definitions
- § 1842 — Acquisition of bank shares or assets
- § 1843 — Interests in nonbanking organizations
- § 1844 — Administration
- § 1845 — Repealed. Pub. L. 89–485, § 9 , July 1, 1966 , 80 Stat. 240
- § 1846 — Reservation of rights to States
- § 1847 — Penalties
- § 1848 — Judicial review
- § 1848a — Repealed. Pub. L. 111–203, title VI, § 604(c)(2) , July 21, 2010 , 124 Stat. 1601
- § 1849 — Saving provision
- § 1850 — Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review
- § 1850a — Securities holding companies
- § 1851 — Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds
- § 1852 — Concentration limits on large financial firms
CHAPTER 18—BANK SERVICE COMPANIES (sections 1861 to 1867)
- § 1861 — Short title and definitions
- § 1862 — Amount of investment in bank service company
- § 1863 — Permissible bank service company activities for depository institutions
- § 1864 — Permissible bank service company activities for other persons
- § 1865 — Prior approval for investments in bank service companies
- § 1866 — Services to nonstockholders or nonmembers
- § 1867 — Regulation and examination of bank service companies
CHAPTER 19—SECURITY MEASURES FOR BANKS AND SAVINGS ASSOCIATIONS (sections 1881 to 1884)
CHAPTER 20—CREDIT CONTROL (section 1901)
CHAPTER 21—FINANCIAL RECORDKEEPING (sections 1951 to 1960)
- § 1951 — Congressional findings and declaration of purpose
- § 1952 — Reports on ownership and control
- § 1953 — Recordkeeping and procedures
- § 1954 — Injunctions
- § 1955 — Civil penalties
- § 1956 — Criminal penalty
- § 1957 — Additional criminal penalty in certain cases
- § 1958 — Compliance
- § 1959 — Administrative procedure
- § 1960 — Safe harbor with respect to keep open directives
CHAPTER 22—TYING ARRANGEMENTS (sections 1971 to 1978)
- § 1971 — Definitions
- § 1972 — Certain tying arrangements prohibited; correspondent accounts
- § 1973 — Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas
- § 1974 — Actions by United States; subpenas for witnesses
- § 1975 — Civil actions by persons injured; jurisdiction and venue; amount of recovery
- § 1976 — Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions
- § 1977 — Limitation of actions; suspension of limitations
- § 1978 — Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
CHAPTER 23—FARM CREDIT SYSTEM (sections 2001 to 2279cc)
SUBCHAPTER I—FARM CREDIT BANKS (sections 2011 to 2023)
- § 2011 — Establishment, charters, titles, branches
- § 2012 — Board of directors
- § 2013 — General corporate powers
- § 2014 — Farm Credit Bank capitalization
- § 2015 — Lending authority
- § 2016 — Interest rates and other charges
- § 2017 — Eligibility
- § 2018 — Security; terms
- § 2019 — Purposes for extensions of credit
- § 2020 — Related services
- § 2021 — Loans through associations or agents
- § 2022 — Liens on stock
- § 2023 — Taxation
SUBCHAPTER II—FARM CREDIT ASSOCIATIONS (sections 2071 to 2098)
Part A—Production Credit Associations (sections 2071 to 2077)
- § 2071 — Organization and charters
- § 2072 — Board of directors
- § 2073 — General corporate powers
- § 2074 — Production credit association capitalization
- § 2075 — Short- and intermediate-term loans; participation; other financial assistance; terms; conditions; interest; security
- § 2076 — Other services
- § 2076a — Liens on stock
- § 2077 — Taxation
Part B—Federal Land Bank Associations (sections 2091 to 2098)
- § 2091 — Organizations; articles; charters; powers of the Farm Credit Administration
- § 2092 — Board of directors
- § 2093 — General corporate powers
- § 2094 — Federal land bank association capitalization
- § 2095 — Repealed. Pub. L. 100–399, title IV, § 401(v) , Aug. 17, 1988 , 102 Stat. 999
- § 2096 — Agreements for sharing gains or losses
- § 2097 — Liens on stock
- § 2098 — Taxation
SUBCHAPTER III—BANKS FOR COOPERATIVES (sections 2121 to 2149a)
Part A—Banks for Cooperatives (sections 2121 to 2134)
- § 2121 — Establishment; titles; branches
- § 2122 — Corporate existence; general corporate powers
- § 2123 — Board of directors
- § 2124 — Stock of banks for cooperatives
- § 2125 — Dividends
- § 2126 — Retirement of stock
- § 2127 — Guaranty fund subscriptions in lieu of stock
- § 2128 — Loans, commitments, and technical and financial assistance
- § 2129 — Eligibility
- § 2130 — Ownership of stock by borrowers
- § 2131 — Loans
- § 2132 — Earnings and reserves; application of savings
- § 2133 — Distribution of assets on liquidation or dissolution
- § 2134 — Taxation
Part B—National Banks for Cooperatives (sections 2141 to 2149a)
- § 2141 — Charter, powers, and operation
- § 2142 — Repealed. Pub. L. 115–334, title V, § 5411(14) , Dec. 20, 2018 , 132 Stat. 4680
- § 2143 — Credit delivery office
- § 2144 — Consolidation of functions
- § 2145 — Exchange of ownership interests
- § 2146 — Capitalization
- § 2147 — Patronage pools
- § 2148 — Transactions to accomplish merger
- § 2149 — Lending limits
- § 2149a — Repealed. Pub. L. 115–334, title V, § 5411(16) , Dec. 20, 2018 , 132 Stat. 4680
SUBCHAPTER IV—PROVISIONS APPLICABLE TO TWO OR MORE CLASSES OF INSTITUTIONS OF THE SYSTEM (sections 2151 to 2219e)
Part A—Funding (sections 2151 to 2162)
- § 2151 — Repealed. Pub. L. 115–334, title V, § 5411(17) , Dec. 20, 2018 , 132 Stat. 4680
- § 2152 — Repealed. Pub. L. 100–233, title II, § 207(a)(1) , Jan. 6, 1988 , 101 Stat. 1607
- § 2153 — Power to borrow; issuance of notes, bonds, debentures, and other obligations
- § 2154 — Capital adequacy of banks and institutions
- § 2154a — Capitalization of System institutions
- § 2155 — Liability of banks; United States not liable
- § 2156 — Repealed. Pub. L. 100–233, title II, § 204(b) , Jan. 6, 1988 , 101 Stat. 1607
- § 2157 — Bonds as investments
- § 2158 — Purchase and sale by Federal Reserve System
- § 2159 — Purchase and sale of obligations
- § 2160 — Federal Farm Credit Banks Funding Corporation
- § 2161 — Repealed. Pub. L. 100–399, title I, § 101(a) , Aug. 17, 1988 , 102 Stat. 989
- § 2162 — Protection of borrower stock
Part B—Dissolution (sections 2181 to 2184)
- § 2181 — Repealed. Pub. L. 100–233, title IV, § 418(a)(2) , (3), formerly § 415(a)(2), (3), Jan. 6, 1988 , 101 Stat. 1653 ; renumbered § 418(a)(2), (3), Pub. L. 100–399, title IV, § 409(a) , Aug. 17, 1988 , 102 Stat. 1003
- § 2183 — Dissolution; voluntary or involuntary liquidation; mergers; receiverships or conservators
- § 2184 — Communications with stockholders
Part C—Rights of Borrowers; Loan Restructuring (sections 2199 to 2202e)
- § 2199 — Disclosure
- § 2200 — Access to documents and information
- § 2201 — Notice of action on application
- § 2202 — Reconsideration of actions
- § 2202a — Restructuring distressed loans
- § 2202b — Effect of restructuring on borrower stock
- § 2202c — Repealed. Pub. L. 115–334, title V, § 5411(23) , Dec. 20, 2018 , 132 Stat. 4682
- § 2202d — Protection of borrowers who meet all loan obligations
- § 2202e — Waiver of mediation rights by borrowers
Part D—Activities of Institutions of the System (sections 2203 to 2209)
- § 2203 — Nomination of association directors; representative selection of nominees
- § 2204 — Repealed. Pub. L. 102–552, title V, § 508 , Oct. 28, 1992 , 106 Stat. 4132
- § 2205 — Interest rates
- § 2206 — Participation loans
- § 2206a — Authority of Farm Credit Banks and direct lender associations to participate in loans to similar entities for risk management purposes
- § 2207 — Young, beginning, and small farmers and ranchers
- § 2208 — Prohibition against use of signed ballots
- § 2209 — Repealed. Pub. L. 115–334, title V, § 5403 , Dec. 20, 2018 , 132 Stat. 4675
Part E—Service Organizations (sections 2211 to 2214a)
Part D1—Farm Credit System Capital Corporation (section 2216)
Part F—Sale of Insurance (section 2218)
Part G—Miscellaneous (sections 2219 to 2219e)
SUBCHAPTER V—FARM CREDIT ADMINISTRATION ORGANIZATION (sections 2221 to 2277a–14)
Part A—District Organization (sections 2221 to 2222)
Part B—Farm Credit Administration Organization (sections 2241 to 2260)
- § 2241 — Farm Credit Administration
- § 2242 — Farm Credit Administration Board
- § 2243 — Powers of Board
- § 2244 — Chairman; responsibilities; governing standards
- § 2245 — Organization of Farm Credit Administration
- § 2246 — Advisory committees
- § 2247 — Repealed. Pub. L. 99–205, title II, § 201(2) , Dec. 23, 1985 , 99 Stat. 1690
- § 2248 — Seal of the Farm Credit Administration
- § 2249 — Administrative expenses
- § 2250 — Farm Credit Administration operating expenses fund
- § 2251 — Quarters and facilities for the Farm Credit Administration
- § 2252 — Powers and duties
- § 2253 — Repealed. Pub. L. 115–334, title V, § 5411(30) , Dec. 20, 2018 , 132 Stat. 4682
- § 2254 — Examinations
- § 2255 — Conditions of other banks and lending institutions
- § 2256 — Consent to the availability of reports and to examinations
- § 2257 — Reports on conditions of institutions receiving loans or deposits
- § 2257a — Uniform financial reporting instructions
- § 2258 — Jurisdiction
- § 2259 — State legislation
- § 2260 — Transferred
Part C—Enforcement Powers of Farm Credit Administration (sections 2261 to 2274)
- § 2261 — Cease and desist proceedings
- § 2262 — Temporary cease and desist orders
- § 2263 — Enforcement of temporary cease and desist orders
- § 2264 — Suspension or removal of director or officer
- § 2265 — Suspension or removal of director or officer charged with felony
- § 2265a — Removal and prohibition authority; industry-wide prohibition
- § 2266 — Hearings and judicial review
- § 2267 — Jurisdiction and enforcement
- § 2267a — Jurisdiction over institution-affiliated parties
- § 2268 — Penalty
- § 2269 — Further penalties
- § 2270 — Replacement of suspended or removed directors
- § 2271 — Definitions
- § 2272 — Notice of service
- § 2273 — Ancillary provisions; subpena power; etc.
- § 2274 — Power to remove directors and officers
Part D—Miscellaneous (sections 2275 to 2276)
- § 2275 — Repealed. Pub. L. 115–334, title V, § 5411(36) , Dec. 20, 2018 , 132 Stat. 4683
- § 2275a — Transition rules relating to amendment of certain FCA approval authorities
- § 2276 — Access to and examination by Comptroller General of books, documents, etc., of farm credit system banks and institutions
Part E—Farm Credit System Insurance Corporation (sections 2277a to 2277a–14)
- § 2277a — Definitions
- § 2277a–1 — Establishment of Farm Credit System Insurance Corporation
- § 2277a–2 — Board of Directors
- § 2277a–3 — Commencement of insurance
- § 2277a–4 — Premiums
- § 2277a–5 — Certification of premiums
- § 2277a–6 — Overpayment and underpayment of premiums; remedies
- § 2277a–7 — General corporate powers
- § 2277a–8 — Conduct of corporate affairs; examination of System institutions
- § 2277a–9 — Insurance Fund
- § 2277a–10 — Powers of Corporation with respect to troubled insured System banks
- § 2277a–10a — Oversight actions by Corporation
- § 2277a–10b — Authority to regulate golden parachute and indemnification payments
- § 2277a–10c — Corporation as conservator or receiver; certain other powers
- § 2277a–11 — Investment of funds
- § 2277a–12 — Exemption from taxation
- § 2277a–13 — Omitted
- § 2277a–14 — Prohibitions
SUBCHAPTER VI—ASSISTANCE TO FARM CREDIT SYSTEM (section 2278a)
SUBCHAPTER VII—RESTRUCTURING OF SYSTEM INSTITUTIONS (sections 2279a to 2279g)
Part A—Merger of Banks Within a District (sections 2279a to 2279a–5)
Part B—Mergers, Transfers of Assets, and Powers of Associations Within a District (sections 2279b to 2279d)
subpart 1—transfers by federal land banks to federal land bank associations (sections 2279b to 2279c)
subpart 2—merger of like and unlike associations (section 2279c–1)
subpart 3—reconsideration (section 2279c–2)
subpart 4—termination and dissolution of institutions (section 2279d)
Part C—Approval of Disclosure Information and Issuance of Charters by the Farm Credit Administration Board (section 2279e)
Part D—Mergers of Like Entities (sections 2279f to 2279f–1)
Part E—Taxation of Merger Transactions (section 2279g)
SUBCHAPTER VIII—AGRICULTURAL MORTGAGE SECONDARY MARKET (sections 2279aa to 2279cc)
Part A—Establishment and Activities of Federal Agricultural Mortgage Corporation (sections 2279aa–1 to 2279aa–14)
- § 2279aa–1 — Federal Agricultural Mortgage Corporation
- § 2279aa–2 — Board of directors
- § 2279aa–3 — Powers and duties of Corporation and Board
- § 2279aa–4 — Stock issuance
- § 2279aa–5 — Certification of agricultural mortgage marketing facilities
- § 2279aa–6 — Guarantee of qualified loans
- § 2279aa–7 — Repealed. Pub. L. 104–105, title I, § 108(b) , Feb. 10, 1996 , 110 Stat. 164
- § 2279aa–8 — Standards for qualified loans
- § 2279aa–9 — Exemption from restructuring and borrowers rights provisions for pooled loans
- § 2279aa–10 — Funding for guarantee; reserves of Corporation
- § 2279aa–11 — Supervision, examination, and report of condition
- § 2279aa–12 — Securities in credit enhanced pools
- § 2279aa–13 — Authority to issue obligations to cover guarantee losses of Corporation
- § 2279aa–14 — Federal jurisdiction
Part B—Regulation of Financial Safety and Soundness of Federal Agricultural Mortgage Corporation (sections 2279bb to 2279bb–7)
- § 2279bb — Definitions
- § 2279bb–1 — Risk-based capital levels
- § 2279bb–2 — Minimum capital level
- § 2279bb–3 — Critical capital level
- § 2279bb–4 — Enforcement levels
- § 2279bb–5 — Mandatory actions applicable to level II
- § 2279bb–6 — Supervisory actions applicable to level III
- § 2279bb–7 — Repealed. Pub. L. 115–334, title V, § 5411(51) , Dec. 20, 2018 , 132 Stat. 4685
Part C—Receivership, Conservatorship, and Liquidation of Federal Agricultural Mortgage Corporation (section 2279cc)
CHAPTER 24—FEDERAL FINANCING BANK (sections 2281 to 2296)
- § 2281 — Congressional findings and declaration of purpose
- § 2282 — Definitions
- § 2283 — Creation of Federal Financing Bank
- § 2284 — Board of Directors
- § 2285 — Functions
- § 2285a — Acquisition of obligations involving loan guarantees for New York City
- § 2286 — Approval of financing plans by Secretary of the Treasury
- § 2287 — Initial capital
- § 2288 — Bank obligations
- § 2289 — General powers
- § 2290 — Exemptions
- § 2291 — Preparation of obligations
- § 2292 — Annual report to the President and Congress
- § 2293 — Budget and audit provisions of Government corporation control law applicable
- § 2294 — Payments on behalf of public bodies
- § 2294a — Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
- § 2295 — Authority or responsibility under other provisions of law not to be affected or impaired
- § 2296 — Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
CHAPTER 25—NATIONAL COMMISSION ON ELECTRONIC FUND TRANSFERS (sections 2401 to 2408)
- § 2401 — Establishment of Commission
- § 2402 — Membership of Commission
- § 2403 — Functions of Commission
- § 2404 — Powers of Commission
- § 2405 — Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
- § 2406 — Compensation of members of Commission
- § 2407 — Cooperation and assistance of other Federal departments, agencies, and instrumentalities
- § 2408 — Authorization of appropriations
CHAPTER 26—DISPOSITION OF ABANDONED MONEY ORDERS AND TRAVELER’S CHECKS (sections 2501 to 2503)
CHAPTER 27—REAL ESTATE SETTLEMENT PROCEDURES (sections 2601 to 2617)
- § 2601 — Congressional findings and purpose
- § 2602 — Definitions
- § 2603 — Uniform settlement statement
- § 2604 — Home buying information booklets
- § 2605 — Servicing of mortgage loans and administration of escrow accounts
- § 2606 — Exempted transactions
- § 2607 — Prohibition against kickbacks and unearned fees
- § 2608 — Title companies; liability of seller
- § 2609 — Limitation on requirement of advance deposits in escrow accounts
- § 2610 — Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
- § 2611 — Repealed. Pub. L. 104–208, div. A, title II, § 2103(h) , Sept. 30, 1996 , 110 Stat. 3009–401
- § 2614 — Jurisdiction of courts; limitations
- § 2615 — Contracts and liens; validity
- § 2616 — State laws unaffected; inconsistent Federal and State provisions
- § 2617 — Authority of Bureau
CHAPTER 28—EMERGENCY MORTGAGE RELIEF (sections 2701 to 2712)
- § 2701 — Congressional findings and declaration of purpose
- § 2702 — Mortgages eligible for assistance
- § 2703 — Manner of assistance and repayment
- § 2704 — Insurance for emergency mortgage loans and advances
- § 2705 — Emergency mortgage relief payments
- § 2706 — Emergency Homeowners’ Relief Fund
- § 2707 — Authority of Secretary
- § 2708 — Expiration date
- § 2709 — Repealed. Pub. L. 111–203, title XIV, § 1496(b)(7) , July 21, 2010 , 124 Stat. 2209
- § 2711 — Nonapplicability of other laws
- § 2712 — Repealed. Pub. L. 111–203, title XIV, § 1496(b)(7) , July 21, 2010 , 124 Stat. 2209
CHAPTER 29—HOME MORTGAGE DISCLOSURE (sections 2801 to 2811)
- § 2801 — Congressional findings and declaration of purpose
- § 2802 — Definitions
- § 2803 — Maintenance of records and public disclosure
- § 2804 — Enforcement
- § 2805 — Relation to State laws
- § 2806 — Compliance improvement methods
- § 2807 — Report
- § 2808 — Effective date
- § 2809 — Compilation of aggregate data
- § 2810 — Disclosure by Secretary; commencement, scope, etc.
- § 2811 — Repealed. Pub. L. 100–242, title V, § 565(b) , Feb. 5, 1988 , 101 Stat. 1945
CHAPTER 30—COMMUNITY REINVESTMENT (sections 2901 to 2908)
CHAPTER 31—NATIONAL CONSUMER COOPERATIVE BANK (sections 3001 to 3051)
SUBCHAPTER I—ESTABLISHMENT AND OPERATION (sections 3011 to 3026)
- § 3011 — Creation and charter; principal office; venue; purposes
- § 3012 — General corporate powers
- § 3013 — Board of Directors
- § 3014 — Capitalization
- § 3015 — Eligibility of cooperatives
- § 3016 — Annual meetings; notice, agenda, etc.
- § 3017 — Bonds, debentures, notes and other evidences of indebtedness
- § 3017a — Class A notes as paid-in capital of the Bank
- § 3018 — Loans
- § 3019 — Taxation by State, county, etc., taxing authority; Federal tax status
- § 3020 — Quarters and space for principal and other offices
- § 3021 — Annual report to Congress; contents
- § 3022 — Authorization of additional appropriations; restrictions on use
- § 3023 — Appeal procedures applicable upon denial or restriction of application for assistance
- § 3024 — Conflict of interest rules; adoption and publication; requirements
- § 3025 — Examination and audit
- § 3026 — Acceleration of the Final Government Equity Redemption Date
SUBCHAPTER II—OFFICE OF SELF-HELP DEVELOPMENT AND TECHNICAL ASSISTANCE (sections 3041 to 3051)
- § 3041 — Establishment; appointment, etc., of Director
- § 3042 — Authorization of appropriations for advances; deposits into separate Account in Bank; availability of amounts
- § 3043 — Advances
- § 3044 — Services and information for organization, financing, and management of cooperatives; availability; agreements for development and dissemination; funding
- § 3045 — Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations
- § 3046 — Financial analysis and market surveys at request of eligible cooperative
- § 3047 — Programs for training directors and staff of eligible cooperatives, and public education; development and availability; scope and implementation
- § 3048 — Cooperation with Federal agencies offering programs for consumer cooperatives in disseminating information
- § 3049 — Authorization of appropriations for administration; availability of amounts
- § 3050 — Fees for providing technical assistance services; waiver; accounting and availability
- § 3051 — Nonprofit corporation
CHAPTER 32—FOREIGN BANK PARTICIPATION IN DOMESTIC MARKETS (sections 3101 to 3111)
- § 3101 — Definitions
- § 3102 — Establishment of Federal branches and agencies by foreign bank
- § 3103 — Interstate banking by foreign banks
- § 3104 — Insurance of deposits
- § 3105 — Authority of Federal Reserve System
- § 3106 — Nonbanking activities of foreign banks
- § 3106a — Compliance with State and Federal laws
- § 3107 — Representative offices
- § 3108 — Regulation and enforcement
- § 3109 — Cooperation with foreign supervisors
- § 3110 — Penalties
- § 3111 — Criminal penalty
CHAPTER 33—DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS (sections 3201 to 3208)
- § 3201 — Definitions
- § 3202 — Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
- § 3203 — Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
- § 3204 — Exceptions
- § 3205 — Management official in position prior to November 10, 1978
- § 3206 — Administration and enforcement
- § 3207 — Rules and regulations
- § 3208 — Powers available to Attorney General for enforcement
CHAPTER 34—FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (sections 3301 to 3311)
- § 3301 — Declaration of purpose
- § 3302 — Definitions
- § 3303 — Financial Institutions Examination Council
- § 3304 — Costs and expenses of Council
- § 3305 — Functions of Council
- § 3306 — State liaison
- § 3307 — Administration
- § 3308 — Access to books, accounts, records, etc., by Council
- § 3309 — Risk management training
- § 3310 — Establishment of Appraisal Subcommittee
- § 3311 — Required review of regulations
CHAPTER 34A—APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (sections 3331 to 3356)
- § 3331 — Purpose
- § 3332 — Functions of Appraisal Subcommittee
- § 3333 — Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
- § 3334 — Officers and staff
- § 3335 — Powers of Appraisal Subcommittee
- § 3336 — Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
- § 3337 — Startup funding
- § 3338 — Roster of State, certified, licensed, and credentialed trainee appraisers; authority to collect and transmit fees
- § 3339 — Functions of Federal financial institutions regulatory agencies relating to appraisal standards
- § 3340 — Time for proposal and adoption of standards
- § 3341 — Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
- § 3342 — Transactions requiring services of State certified appraiser
- § 3343 — Transactions requiring services of State licensed appraiser
- § 3344 — Time for proposal and adoption of rules
- § 3345 — Certification and licensing requirements
- § 3346 — Establishment of State appraiser certifying and licensing agencies
- § 3347 — Monitoring of State appraiser certifying and licensing agencies
- § 3348 — Recognition of State certified and licensed appraisers for purposes of this chapter
- § 3349 — Violations in obtaining and performing appraisals in federally related transactions
- § 3350 — Definitions
- § 3351 — Miscellaneous provisions
- § 3352 — Emergency exceptions for disaster areas
- § 3353 — Appraisal management company minimum requirements
- § 3354 — Automated valuation models used to estimate collateral value for mortgage lending purposes
- § 3355 — Broker price opinions
- § 3356 — Exemption from appraisals of real estate located in rural areas
CHAPTER 35—RIGHT TO FINANCIAL PRIVACY (sections 3401 to 3423)
- § 3401 — Definitions
- § 3402 — Access to financial records by Government authorities prohibited; exceptions
- § 3403 — Confidentiality of financial records
- § 3404 — Customer authorizations
- § 3405 — Administrative subpena and summons
- § 3406 — Search warrants
- § 3407 — Judicial subpena
- § 3408 — Formal written request
- § 3409 — Delayed notice
- § 3410 — Customer challenges
- § 3411 — Duty of financial institutions
- § 3412 — Use of information
- § 3413 — Exceptions
- § 3414 — Special procedures
- § 3415 — Cost reimbursement
- § 3416 — Jurisdiction
- § 3417 — Civil penalties
- § 3418 — Injunctive relief
- § 3419 — Suspension of limitations
- § 3420 — Grand jury information; notification of certain persons prohibited
- § 3421 — Repealed. Pub. L. 104–66, title III, § 3001(d) , Dec. 21, 1995 , 109 Stat. 734
- § 3422 — Applicability to Securities and Exchange Commission
- § 3423 — Immunity from suit for disclosure of financial exploitation of senior citizens
CHAPTER 36—DEPOSITORY INSTITUTIONS DEREGULATION AND FINANCIAL REGULATION SIMPLIFICATION (sections 3501 to 3521)
SUBCHAPTER I—DEPOSITORY INSTITUTIONS DEREGULATION (section 3501)
SUBCHAPTER II—REGULATORY SIMPLIFICATION (section 3521)
CHAPTER 37—SOLAR ENERGY AND ENERGY CONSERVATION BANK (section 3601)
CHAPTER 38—MULTIFAMILY MORTGAGE FORECLOSURE (sections 3701 to 3717)
- § 3701 — Findings and purpose
- § 3702 — Definitions
- § 3703 — Applicability
- § 3704 — Foreclosure commissioner; designation, duties, etc.
- § 3705 — Prerequisites to foreclosure
- § 3706 — Notice of default and foreclosure sale; condition and term of sale
- § 3707 — Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute
- § 3708 — Service of notice of default and foreclosure sale
- § 3709 — Presale reinstatement
- § 3710 — Foreclosure sale
- § 3711 — Foreclosure costs
- § 3712 — Disposition of sale proceeds
- § 3713 — Transfer of title and possession
- § 3714 — Record of foreclosure and sale
- § 3715 — Computation of time
- § 3716 — Separability
- § 3717 — Regulations
CHAPTER 38A—SINGLE FAMILY MORTGAGE FORECLOSURE (sections 3751 to 3768)
- § 3751 — Findings and purpose
- § 3752 — Definitions
- § 3753 — Applicability
- § 3754 — Designation of foreclosure commissioner
- § 3755 — Prerequisites to foreclosure
- § 3756 — Commencement of foreclosure
- § 3757 — Notice of default and foreclosure sale
- § 3758 — Service of notice of foreclosure sale
- § 3759 — Presale reinstatement
- § 3760 — Conduct of sale; adjournment
- § 3761 — Foreclosure costs
- § 3762 — Disposition of sale proceeds
- § 3763 — Transfer of title and possession
- § 3764 — Record of foreclosure and sale
- § 3765 — Effect of sale
- § 3766 — Computation of time
- § 3767 — Severability
- § 3768 — Deficiency judgment
CHAPTER 39—ALTERNATIVE MORTGAGE TRANSACTIONS (sections 3801 to 3806)
CHAPTER 40—INTERNATIONAL LENDING SUPERVISION (sections 3901 to 3912)
- § 3901 — Congressional declaration of policy
- § 3902 — Definitions
- § 3903 — Strengthened supervision of international lending
- § 3904 — Reserves
- § 3904a — Additional reserve requirements
- § 3905 — Accounting for fees on international loans
- § 3906 — Collection and disclosure of international lending data
- § 3907 — Capital adequacy
- § 3908 — Foreign loan evaluations
- § 3909 — General authorities
- § 3910 — Audit authority of Government Accountability Office
- § 3911 — Equal representation for Federal Deposit Insurance Corporation and the Office of Thrift Supervision
- § 3912 — Repealed. Pub. L. 104–208, div. A, title II, § 2224(c) , Sept. 30, 1996 , 110 Stat. 3009–415
CHAPTER 41—EXPEDITED FUNDS AVAILABILITY (sections 4001 to 4010)
- § 4001 — Definitions
- § 4002 — Expedited funds availability schedules
- § 4003 — Safeguard exceptions
- § 4004 — Disclosure of funds availability policies
- § 4005 — Payment of interest
- § 4006 — Miscellaneous provisions
- § 4007 — Effect on State law
- § 4008 — Regulations and reports by Board
- § 4009 — Administrative enforcement
- § 4010 — Civil liability
CHAPTER 42—LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP (sections 4101 to 4147)
SUBCHAPTER I—PREPAYMENT OF MORTGAGES INSURED UNDER NATIONAL HOUSING ACT (sections 4101 to 4125)
- § 4101 — General prepayment limitation
- § 4102 — Notice of intent
- § 4103 — Appraisal and preservation value of eligible low-income housing
- § 4104 — Annual authorized return and preservation rents
- § 4105 — Federal cost limits and limitations on plans of action
- § 4106 — Information from Secretary
- § 4107 — Plan of action
- § 4108 — Prepayment and voluntary termination
- § 4109 — Incentives to extend low-income use
- § 4110 — Incentives for transfer to qualified purchasers
- § 4111 — Mandatory sale for housing exceeding Federal cost limits
- § 4112 — Criteria for approval of plan of action involving incentives
- § 4113 — Assistance for displaced tenants
- § 4114 — Permissible prepayment or voluntary termination and modification of commitments
- § 4115 — Timetable for approval of plan of action
- § 4116 — Resident homeownership program
- § 4117 — Delegated responsibility to State agencies
- § 4118 — Consultations with other interested parties
- § 4119 — Definitions
- § 4120 — Notice to tenants
- § 4121 — Definitions of qualified and priority purchaser and related party rule
- § 4122 — Preemption of State and local laws
- § 4123 — Severability
- § 4124 — Authorization of appropriations
- § 4125 — State preservation project assistance
SUBCHAPTER II—TECHNICAL ASSISTANCE AND CAPACITY BUILDING (sections 4141 to 4147)
CHAPTER 43—ACTIONS AGAINST PERSONS COMMITTING BANK FRAUD CRIMES (sections 4201 to 4247)
SUBCHAPTER I—DECLARATIONS PROVIDING NEW CLAIMS TO UNITED STATES (sections 4201 to 4213)
- § 4201 — Filing of confidential declarations by private persons
- § 4202 — Contents of declarations
- § 4203 — Confidentiality of declarations
- § 4204 — Ineligibility to file valid declarations
- § 4205 — Rights of declarants; participation in actions, awards
- § 4206 — Rights of declarants; notifications; Government accountability
- § 4207 — Unreviewed declarations; petition to pursue action as private contractor
- § 4208 — Nonreviewability of action by Attorney General
- § 4209 — Repealed. Pub. L. 107–273, div. A, title III, § 301(c)(3) , Nov. 2, 2002 , 116 Stat. 1781
- § 4210 — Sources of payments to declarants
- § 4211 — Repealed. Pub. L. 105–362, title X, § 1001(e) , Nov. 10, 1998 , 112 Stat. 3291
- § 4212 — Protection for declarants
- § 4213 — Promulgation of regulations
SUBCHAPTER II—DECLARATIONS PROVIDING UNITED STATES WITH NEW INFORMATION CONCERNING RECOVERY OF ASSETS (sections 4221 to 4230)
- § 4221 — Filing of confidential declarations by private persons identifying specific assets
- § 4222 — Contents of declarations
- § 4223 — Confidentiality of declarations
- § 4224 — Ineligibility to file valid declarations
- § 4225 — Rights of declarants; participation in actions, awards
- § 4226 — Rights of declarants; notifications; Government accountability
- § 4227 — Unreviewed declarations; petition to pursue action as private contractor
- § 4228 — Nonreviewability of action by Attorney General
- § 4229 — Protection for declarants
- § 4230 — Promulgation of regulations
SUBCHAPTER III—USE OF PRIVATE LEGAL RESOURCES (sections 4241 to 4247)
CHAPTER 44—TRUTH IN SAVINGS (sections 4301 to 4313)
- § 4301 — Findings and purpose
- § 4302 — Disclosure of interest rates and terms of accounts
- § 4303 — Account schedule
- § 4304 — Disclosure requirements for certain accounts
- § 4305 — Distribution of schedules
- § 4306 — Payment of interest
- § 4307 — Periodic statements
- § 4308 — Regulations
- § 4309 — Administrative enforcement
- § 4310 — Repealed. Pub. L. 104–208, div. A, title II, § 2604(a) , Sept. 30, 1996 , 110 Stat. 3009–470
- § 4311 — Credit unions
- § 4312 — Effect on State law
- § 4313 — Definitions
CHAPTER 45—PAYMENT SYSTEM RISK REDUCTION (sections 4401 to 4421)
SUBCHAPTER I—BILATERAL AND CLEARING ORGANIZATION NETTING (sections 4401 to 4407)
- § 4401 — Findings and purpose
- § 4402 — Definitions
- § 4403 — Bilateral netting
- § 4404 — Clearing organization netting
- § 4405 — Preemption
- § 4406 — Relationship to other payments systems
- § 4406a — Treatment of contracts with uninsured national banks, uninsured Federal branches and agencies, certain uninsured State member banks, and Edge Act corporations
- § 4407 — National emergencies
SUBCHAPTER II—MULTILATERAL CLEARING ORGANIZATIONS (section 4421)
CHAPTER 46—GOVERNMENT SPONSORED ENTERPRISES (sections 4501 to 4642)
- § 4501 — Congressional findings
- § 4502 — Definitions
- § 4503 — Protection of taxpayers against liability
SUBCHAPTER I—SUPERVISION AND REGULATION OF ENTERPRISES (sections 4511 to 4603)
Part A—Financial Safety and Soundness Regulator (sections 4511 to 4528)
- § 4511 — Establishment of the Federal Housing Finance Agency
- § 4512 — Director
- § 4513 — Duties and authorities of Director
- § 4513a — Federal Housing Finance Oversight Board
- § 4513b — Prudential management and operations standards
- § 4514 — Authority to require reports by regulated entities
- § 4514a — Study and reports on guarantee fees
- § 4515 — Personnel
- § 4516 — Funding
- § 4517 — Examinations
- § 4518 — Prohibition and withholding of executive compensation
- § 4518a — Limitation on bonuses to executives of Fannie Mae and Freddie Mac
- § 4519 — Authority to provide for review of regulated entities
- § 4520 — Minority and women inclusion; diversity requirements
- § 4521 — Annual reports by Director
- § 4522 — Public disclosure of final orders and agreements
- § 4523 — Limitation on subsequent employment
- § 4524 — Audits by GAO
- § 4525 — Information, records, and meetings
- § 4526 — Regulations and orders
- § 4527 — Data standards
- § 4528 — Open data publication
Part B—Additional Authorities of the Director (sections 4541 to 4589)
subpart 1—general authority (sections 4541 to 4550)
- § 4541 — Prior approval authority for products
- § 4542 — Housing Price Index
- § 4543 — Public access to mortgage information
- § 4544 — Annual housing report
- § 4545 — Fair housing
- § 4546 — Prohibition of public disclosure of proprietary information
- § 4547 — Enterprise guarantee fees
- § 4548 — Regulations for use of credit scores
- § 4549 — Uniform residential loan application
- § 4550 — Uniform residential loan application
subpart 2—housing goals (sections 4561 to 4569)
- § 4561 — Establishment of housing goals
- § 4562 — Single-family housing goals
- § 4563 — Multifamily special affordable housing goal
- § 4564 — Discretionary adjustment of housing goals
- § 4565 — Duty to serve underserved markets and other requirements
- § 4566 — Monitoring and enforcing compliance with housing goals
- § 4567 — Affordable housing allocations
- § 4568 — Housing Trust Fund
- § 4569 — Capital Magnet Fund
subpart 3—enforcement (sections 4581 to 4589)
- § 4581 — Cease and desist proceedings
- § 4582 — Hearings
- § 4583 — Judicial review
- § 4584 — Enforcement and jurisdiction
- § 4585 — Civil money penalties
- § 4586 — Public disclosure of final orders and agreements
- § 4587 — Notice of service
- § 4588 — Subpoena authority
- § 4589 — Repealed. Pub. L. 110–289, div. A, title I, § 1122(a)(2) , July 30, 2008 , 122 Stat. 2689
Part C—Miscellaneous Provisions (sections 4601 to 4603)
SUBCHAPTER II—REQUIRED CAPITAL LEVELS FOR REGULATED ENTITIES, SPECIAL ENFORCEMENT POWERS, AND REVIEWS OF ASSETS AND LIABILITIES (sections 4611 to 4624)
- § 4611 — Risk-based capital levels for regulated entities
- § 4612 — Minimum capital levels
- § 4613 — Critical capital levels
- § 4614 — Capital classifications
- § 4615 — Supervisory actions applicable to undercapitalized regulated entities
- § 4616 — Supervisory actions applicable to significantly undercapitalized regulated entities
- § 4617 — Authority over critically undercapitalized regulated entities
- § 4618 — Notice of classification and enforcement action
- § 4619 — Repealed. Pub. L. 110–289, div. A, title I, § 1145(b)(4) , July 30, 2008 , 122 Stat. 2767
- § 4622 — Capital restoration plans
- § 4623 — Judicial review of Director action
- § 4624 — Reviews of enterprise assets and liabilities
SUBCHAPTER III—ENFORCEMENT PROVISIONS (sections 4631 to 4642)
- § 4631 — Cease-and-desist proceedings
- § 4632 — Temporary cease-and-desist orders
- § 4633 — Hearings
- § 4634 — Judicial review
- § 4635 — Enforcement and jurisdiction
- § 4636 — Civil money penalties
- § 4636a — Removal and prohibition authority
- § 4636b — Criminal penalty
- § 4637 — Notice after separation from service
- § 4638 — Private rights of action
- § 4639 — Public disclosure of final orders and agreements
- § 4640 — Notice of service
- § 4641 — Subpoena authority
- § 4642 — Reporting of fraudulent loans
CHAPTER 47—COMMUNITY DEVELOPMENT BANKING (sections 4701 to 4750)
SUBCHAPTER I—COMMUNITY DEVELOPMENT BANKING AND FINANCIAL INSTITUTIONS (sections 4701 to 4719)
- § 4701 — Findings and purposes
- § 4702 — Definitions
- § 4703 — Establishment of national Fund for community development banking
- § 4703a — Capital investments for neighborhoods disproportionately impacted by the COVID–19 pandemic
- § 4704 — Applications for assistance
- § 4705 — Community partnerships
- § 4706 — Selection of institutions
- § 4707 — Assistance provided by Fund
- § 4708 — Training
- § 4709 — Encouragement of private entities
- § 4710 — Collection and compilation of information
- § 4711 — Investment of receipts and proceeds
- § 4712 — Capitalization assistance to enhance liquidity
- § 4713 — Incentives for depository institution participation
- § 4713a — Guarantees for bonds and notes issued for community or economic development purposes
- § 4714 — Recordkeeping
- § 4715 — Special provisions with respect to institutions that are supervised by Federal banking agencies
- § 4716 — Studies and reports; examination and audit
- § 4717 — Enforcement
- § 4718 — Authorization of appropriations
- § 4719 — Grants to establish loan-loss reserve funds
SUBCHAPTER II—SMALL BUSINESS CAPITAL ENHANCEMENT (sections 4741 to 4750)
- § 4741 — Findings and purposes
- § 4742 — Definitions
- § 4743 — Approving States for participation
- § 4744 — Participation agreements
- § 4745 — Terms of participation agreements
- § 4746 — Reports
- § 4747 — Reimbursement by Fund
- § 4748 — Reimbursement to Fund
- § 4749 — Regulations
- § 4750 — Authorization of appropriations
CHAPTER 48—FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT (sections 4801 to 4809)
- § 4801 — Incorporated definitions
- § 4802 — Administrative consideration of burden with new regulations
- § 4803 — Streamlining of regulatory requirements
- § 4804 — Elimination of duplicative filings
- § 4805 — Call report simplification
- § 4805a — Call report simplification
- § 4806 — Regulatory appeals process, ombudsman, and alternative dispute resolution
- § 4807 — Time limit on agency consideration of completed applications
- § 4808 — Revising regulatory requirements for transfers of all types of assets with recourse
- § 4809 — “Plain language” requirement for Federal banking agency rules
CHAPTER 49—HOMEOWNERS PROTECTION (sections 4901 to 4910)
- § 4901 — Definitions
- § 4902 — Termination of private mortgage insurance
- § 4903 — Disclosure requirements
- § 4904 — Notification upon cancellation or termination
- § 4905 — Disclosure requirements for lender paid mortgage insurance
- § 4906 — Fees for disclosures
- § 4907 — Civil liability
- § 4908 — Effect on other laws and agreements
- § 4909 — Enforcement
- § 4910 — Construction
CHAPTER 50—CHECK TRUNCATION (sections 5001 to 5018)
- § 5001 — Findings; purposes
- § 5002 — Definitions
- § 5003 — General provisions governing substitute checks
- § 5004 — Substitute check warranties
- § 5005 — Indemnity
- § 5006 — Expedited recredit for consumers
- § 5007 — Expedited recredit procedures for banks
- § 5008 — Delays in an emergency
- § 5009 — Measure of damages
- § 5010 — Statute of limitations and notice of claim
- § 5011 — Consumer awareness
- § 5012 — Effect on other law
- § 5013 — Variation by agreement
- § 5014 — Regulations
- § 5015 — Study and report on funds availability
- § 5016 — Statistical reporting of costs and revenues for transporting checks between reserve banks
- § 5017 — Evaluation and report by the Comptroller General
- § 5018 — Depositary services efficiency and cost reduction
CHAPTER 51—SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING (sections 5101 to 5117)
- § 5101 — Purposes and methods for establishing a mortgage licensing system and registry
- § 5102 — Definitions
- § 5103 — License or registration required
- § 5104 — State license and registration application and issuance
- § 5105 — Standards for State license renewal
- § 5106 — System of registration administration by Federal agencies
- § 5107 — Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
- § 5108 — Backup authority to establish a nationwide mortgage licensing and registry system
- § 5109 — Fees
- § 5110 — Background checks of loan originators
- § 5111 — Confidentiality of information
- § 5112 — Liability provisions
- § 5113 — Enforcement by the Bureau
- § 5114 — State examination authority
- § 5115 — Reports and recommendations to Congress
- § 5116 — Study and reports on defaults and foreclosures
- § 5117 — Employment transition of loan originators
CHAPTER 52—EMERGENCY ECONOMIC STABILIZATION (sections 5201 to 5261)
SUBCHAPTER I—TROUBLED ASSETS RELIEF PROGRAM (sections 5211 to 5241)
- § 5211 — Purchases of troubled assets
- § 5212 — Insurance of troubled assets
- § 5213 — Considerations
- § 5214 — Financial Stability Oversight Board
- § 5215 — Reports
- § 5216 — Rights; management; sale of troubled assets; revenues and sale proceeds
- § 5217 — Contracting procedures
- § 5218 — Conflicts of interest
- § 5219 — Foreclosure mitigation efforts
- § 5219a — Home Affordable Modification Program guidelines
- § 5219b — Public availability of information of Making Home Affordable Program
- § 5220 — Assistance to homeowners
- § 5220a — Application of GSE conforming loan limit to mortgages assisted with TARP funds
- § 5220b — Multifamily mortgage resolution program
- § 5221 — Executive compensation and corporate governance
- § 5222 — Coordination with foreign authorities and central banks
- § 5223 — Minimization of long-term costs and maximization of benefits for taxpayers
- § 5224 — Market transparency
- § 5225 — Graduated authorization to purchase
- § 5226 — Oversight and audits
- § 5227 — Study and report on margin authority
- § 5228 — Funding
- § 5229 — Judicial review and related matters
- § 5230 — Termination of authority
- § 5231 — Special Inspector General for the Troubled Asset Relief Program
- § 5231a — Public-Private Investment Program; additional appropriations for the Special Inspector General for the Troubled Asset Relief Program
- § 5232 — Credit reform
- § 5233 — Congressional Oversight Panel
- § 5234 — Cooperation with the FBI
- § 5235 — Disclosures on exercise of loan authority
- § 5236 — Exchange Stabilization Fund reimbursement
- § 5237 — Authority to suspend mark-to-market accounting
- § 5238 — Study on mark-to-market accounting
- § 5239 — Recoupment
- § 5240 — Preservation of authority
- § 5241 — Temporary increase in deposit and share insurance coverage
SUBCHAPTER II—BUDGET-RELATED PROVISIONS (sections 5251 to 5253)
SUBCHAPTER III—TAX PROVISIONS (section 5261)
CHAPTER 53—WALL STREET REFORM AND CONSUMER PROTECTION (sections 5301 to 5641)
SUBCHAPTER I—FINANCIAL STABILITY (sections 5311 to 5374)
Part A—Financial Stability Oversight Council (sections 5321 to 5335)
- § 5321 — Financial Stability Oversight Council established
- § 5322 — Council authority
- § 5323 — Authority to require supervision and regulation of certain nonbank financial companies
- § 5324 — Registration of nonbank financial companies supervised by the Board of Governors
- § 5325 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5326 — Reports
- § 5327 — Treatment of certain companies that cease to be bank holding companies
- § 5328 — Council funding
- § 5329 — Resolution of supervisory jurisdictional disputes among member agencies
- § 5330 — Additional standards applicable to activities or practices for financial stability purposes
- § 5331 — Mitigation of risks to financial stability
- § 5332 — GAO audit of Council
- § 5333 — Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
- § 5334 — Data standards
- § 5335 — Open data publication
Part B—Office of Financial Research (sections 5341 to 5346)
Part C—Additional Board of Governors Authority for Certain Nonbank Financial Companies and Bank Holding Companies (sections 5361 to 5374)
- § 5361 — Reports by and examinations of nonbank financial companies by the Board of Governors
- § 5362 — Enforcement
- § 5363 — Acquisitions
- § 5364 — Prohibition against management interlocks between certain financial companies
- § 5365 — Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5366 — Early remediation requirements
- § 5367 — Affiliations
- § 5368 — Regulations
- § 5369 — Avoiding duplication
- § 5370 — Safe harbor
- § 5371 — Leverage and risk-based capital requirements
- § 5372 — Rule of construction
- § 5373 — International policy coordination
- § 5374 — Rule of construction
SUBCHAPTER II—ORDERLY LIQUIDATION AUTHORITY (sections 5381 to 5394)
- § 5381 — Definitions
- § 5382 — Judicial review
- § 5383 — Systemic risk determination
- § 5384 — Orderly liquidation of covered financial companies
- § 5385 — Orderly liquidation of covered brokers and dealers
- § 5386 — Mandatory terms and conditions for all orderly liquidation actions
- § 5387 — Directors not liable for acquiescing in appointment of receiver
- § 5388 — Dismissal and exclusion of other actions
- § 5389 — Rulemaking; non-conflicting law
- § 5390 — Powers and duties of the Corporation
- § 5391 — Inspector General reviews
- § 5392 — Prohibition of circumvention and prevention of conflicts of interest
- § 5393 — Ban on certain activities by senior executives and directors
- § 5394 — Prohibition on taxpayer funding
SUBCHAPTER III—TRANSFER OF POWERS TO THE COMPTROLLER OF THE CURRENCY, THE CORPORATION, AND THE BOARD OF GOVERNORS (sections 5401 to 5452)
Part A—Transfer of Powers and Duties (sections 5411 to 5416)
Part B—Transitional Provisions (sections 5431 to 5437)
Part C—Other Matters (sections 5451 to 5452)
SUBCHAPTER IV—PAYMENT, CLEARING, AND SETTLEMENT SUPERVISION (sections 5461 to 5472)
- § 5461 — Findings and purposes
- § 5462 — Definitions
- § 5463 — Designation of systemic importance
- § 5464 — Standards for systemically important financial market utilities and payment, clearing, or settlement activities
- § 5465 — Operations of designated financial market utilities
- § 5466 — Examination of and enforcement actions against designated financial market utilities
- § 5467 — Examination of and enforcement actions against financial institutions subject to standards for designated activities
- § 5468 — Requests for information, reports, or records
- § 5469 — Rulemaking
- § 5470 — Other authority
- § 5471 — Consultation
- § 5472 — Common framework for designated clearing entity risk management
SUBCHAPTER V—BUREAU OF CONSUMER FINANCIAL PROTECTION (sections 5481 to 5603)
Part A—Bureau of Consumer Financial Protection (sections 5491 to 5499)
- § 5491 — Establishment of the Bureau of Consumer Financial Protection
- § 5492 — Executive and administrative powers
- § 5493 — Administration
- § 5494 — Consumer Advisory Board
- § 5495 — Coordination
- § 5496 — Appearances before and reports to Congress
- § 5496a — Annual audits
- § 5496b — GAO study of financial regulations
- § 5497 — Funding; penalties and fines
- § 5498 — Data standards
- § 5499 — Open data publication
Part B—General Powers of the Bureau (sections 5511 to 5519)
- § 5511 — Purpose, objectives, and functions
- § 5512 — Rulemaking authority
- § 5513 — Review of Bureau regulations
- § 5514 — Supervision of nondepository covered persons
- § 5515 — Supervision of very large banks, savings associations, and credit unions
- § 5516 — Other banks, savings associations, and credit unions
- § 5517 — Limitations on authorities of the Bureau; preservation of authorities
- § 5518 — Authority to restrict mandatory pre-dispute arbitration
- § 5519 — Exclusion for auto dealers
Part C—Specific Bureau Authorities (sections 5531 to 5538)
- § 5531 — Prohibiting unfair, deceptive, or abusive acts or practices
- § 5532 — Disclosures
- § 5533 — Consumer rights to access information
- § 5534 — Response to consumer complaints and inquiries
- § 5535 — Private Education Loan Ombudsman
- § 5536 — Prohibited acts
- § 5537 — Senior investor protections
- § 5538 — Mortgage loans; rulemaking procedures; enforcement
Part D—Preservation of State Law (sections 5551 to 5553)
Part E—Enforcement Powers (sections 5561 to 5567)
Part F—Transfer of Functions and Personnel; Transitional Provisions (sections 5581 to 5587)
Part G—Regulatory Improvements (sections 5601 to 5603)
SUBCHAPTER VI—FEDERAL RESERVE SYSTEM PROVISIONS (sections 5611 to 5614)
SUBCHAPTER VII—IMPROVING ACCESS TO MAINSTREAM FINANCIAL INSTITUTIONS (sections 5621 to 5628)
SUBCHAPTER VIII—MISCELLANEOUS (section 5641)
CHAPTER 54—STATE SMALL BUSINESS CREDIT INITIATIVE (sections 5701 to 5710)
- § 5701 — Definitions
- § 5702 — Federal funds allocated to States
- § 5703 — Approving States for participation
- § 5704 — Approving State capital access programs
- § 5705 — Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers
- § 5706 — Reports
- § 5707 — Remedies for State program termination or failures
- § 5708 — Implementation and administration
- § 5709 — Regulations
- § 5710 — Oversight and audits
CHAPTER 55—ADJUSTABLE INTEREST RATE (LIBOR) (sections 5801 to 5807)
CHAPTER 56—REGULATION OF PAYMENT STABLECOINS (sections 5901 to 5916)
- § 5901 — Definitions
- § 5902 — Issuance and treatment of payment stablecoins
- § 5903 — Requirements for issuing payment stablecoins
- § 5904 — Approval of subsidiaries of insured depository institutions and Federal qualified payment stablecoin issuers
- § 5905 — Supervision and enforcement with respect to Federal qualified payment stablecoin issuers and subsidiaries of insured depository institutions
- § 5906 — State qualified payment stablecoin issuers
- § 5907 — Anti-money laundering protections
- § 5908 — Anti-money laundering innovation
- § 5909 — Custody of payment stablecoin reserve and collateral
- § 5910 — Treatment of payment stablecoin issuers in insolvency proceedings
- § 5911 — Application of existing insolvency law
- § 5912 — Interoperability standards
- § 5913 — Rulemaking
- § 5914 — Reports
- § 5915 — Authority of banking institutions
- § 5916 — Exception for foreign payment stablecoin issuers and reciprocity for payment stablecoins issued in overseas jurisdictions