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12 U.S.C. 3343: Transactions requiring services of State licensed appraiserText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 12-BANKS AND BANKINGCHAPTER 34A-APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
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§3343. Transactions requiring services of State licensed appraiser

All federally related transactions not requiring the services of a State certified appraiser shall be performed by either a State certified or licensed appraiser.

( Pub. L. 101–73, title XI, § 1114 , Aug. 9, 1989 , 103 Stat. 514 .)