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12 U.S.C. 4550: Uniform residential loan applicationText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 12-BANKS AND BANKINGCHAPTER 46-GOVERNMENT SPONSORED ENTERPRISES
Jump To: Source CreditStatutory Notes and Related SubsidiariesMiscellaneous

§45501. Uniform residential loan application

Not later than 6 months after July 11, 2026, the Director shall require each enterprise to⁠—

(1)  include a military service question on the form known as the Uniform Residential Loan Application to include selection options of “Yes”, “No”, and “Prefer Not To Answer”; and

(2)  position the question described in paragraph (1) above the signature line of the Uniform Residential Loan Application.

( Pub. L. 102–550, title XIII, § 1330 , as added Pub. L. 119–101, title VI, § 603(b)(1) , July 11, 2026 , 140 Stat. 954 .)

Statutory Notes and Related Subsidiaries

Regulations

Pub. L. 119–101, title VI, § 603(b)(2), July 11, 2026, 140 Stat. 955, provided that:

“Not later than 6 months after the date of enactment of this Act [July 11, 2026], the Director of the Federal Housing Finance Agency shall issue a rule to carry out the amendment made by this section [probably means this subsection, enacting this section].”

1 Another section with identical catchline is set out preceding this section as 4549.