12 U.S.C. 4809: “Plain language” requirement for Federal banking agency rulesText contains those laws in effect through Public Law 119-120 (October 7, 2026).
From Title 12-BANKS AND BANKINGCHAPTER 48-FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT
§4809. “Plain language” requirement for Federal banking agency rules
(a) In general
Each Federal banking agency shall use plain language in all proposed and final rulemakings published by the agency in the Federal Register after January 1, 2000.
(b) Report
Not later than March 1, 2001, each Federal banking agency shall submit to the Congress a report that describes how the agency has complied with subsection (a).
(c) Definition
For purposes of this section, the term “Federal banking agency” has the meaning given that term in section 1813 of this title.
( Pub. L. 106–102, title VII, § 722 , Nov. 12, 1999 , 113 Stat. 1471 .)
Editorial Notes
Codification
Section was enacted as part of the Gramm-Leach-Bliley Act, and not as part of title III of Pub. L. 103–322 which comprises this chapter.