12 USC 3207: Rules and regulations
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12 USC 3207: Rules and regulations Text contains those laws in effect on January 4, 1995
From Title 12-BANKS AND BANKINGCHAPTER 33-DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS

§3207. Rules and regulations

(a) In general

Rules and regulations to carry out this chapter may be prescribed by-

(1) the Comptroller of the Currency with respect to national banks and banks located in the District of Columbia,

(2) the Board of Governors of the Federal Reserve System with respect to State banks which are members of the Federal Reserve System, and bank holding companies,

(3) the Board of Directors of the Federal Deposit Insurance Corporation with respect to State banks which are not members of the Federal Reserve System but the deposits of which are insured by the Federal Deposit Insurance Corporation,

(4) the Federal Home Loan Bank Board with respect to institutions the accounts of which are insured by the Federal Savings and Loan Insurance Corporation, and savings and loan holding companies, and

(5) the National Credit Union Administration with respect to credit unions the accounts of which are insured by the National Credit Union Administration.

(b) Regulatory standards

An appropriate Federal depository institution regulatory agency may permit, on a case-by-case basis, service by a management official which would otherwise be prohibited by section 3202 or 3203 of this title only if-

(1) the board of directors of the affected depository institution, depository institution holding company, or company described in section 3205(b) of this title, provides a resolution to the appropriate Federal depository institutions regulatory agency certifying that there is no other candidate from the community described in paragraph (1) or (2) of section 3202 of this title who-

(A) possesses the level of expertise necessary for such service with respect to the affected depository institution, depository institution holding company, or company described in section 3205(b) of this title and is not prohibited from service under section 3202 or 3203 of this title; and

(B) is willing to serve as a management official at the affected depository institution, depository institution holding company, or company described in section 3205(b) of this title; and


(2) the appropriate Federal depository institutions regulatory agency determines that-

(A) the management official is critical to the safe and sound operations of the affected depository institution, depository institution holding company, or company described in section 3205(b) of this title;

(B) continuation of service by the management official does not produce an anticompetitive effect with respect to the affected depository institution, depository institution holding company, or company described in section 3205(b) of this title; and

(C) the management official meets such additional requirements as the agency may impose.

(c) Limited exception for management official consignment program

(1) In general

Notwithstanding the requirements of subsection (b) of this section, an appropriate Federal depository institutions regulatory agency may establish a program to permit, on a case-by-case basis, service by a management official which would otherwise be prohibited by section 3202 or 3203 of this title, for a period of not more than 2 years, if the agency determines that such service would-

(A) improve the provision of credit to low- and moderate-income areas;

(B) increase the competitive position of minority- and woman-owned institutions; or

(C) strengthen the management of newly chartered institutions that are in an unsafe or unsound condition.

(2) Extension of service period

The appropriate Federal depository institutions regulatory agency may extend the 2-year period referred to in paragraph (1) for one additional period of not more than 2 years, subject to making a new determination described in subparagraphs (A) through (C) of paragraph (1).

( Pub. L. 95–630, title II, §209, Nov. 10, 1978, 92 Stat. 3675 ; Pub. L. 103–325, title III, §338(b), Sept. 23, 1994, 108 Stat. 2236 .)

Amendments

1994-Pub. L. 103–325 designated existing provisions as subsec. (a), inserted heading, struck out ", including rules or regulations which permit service by a management official which would otherwise be prohibited by section 3202 or section 3203 of this title," after "Rules and regulations to carry out this chapter" in introductory provisions, and added subsecs. (b) and (c).

Transfer of Functions

Federal Home Loan Bank Board and Federal Savings and Loan Insurance Corporation abolished and functions transferred, see sections 401 to 406 of Pub. L. 101–73, set out as a note under section 1437 of this title.

Section Referred to in Other Sections

This section is referred to in section 3201 of this title.