§1681b. Permissible purposes of consumer reports

A consumer reporting agency may furnish a consumer report under the following circumstances and no other:

(1) In response to the order of a court having jurisdiction to issue such an order, or a subpoena issued in connection with proceedings before a Federal grand jury.

(2) In accordance with the written instructions of the consumer to whom it relates.

(3) To a person which it has reason to believe-

(A) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer; or

(B) intends to use the information for employment purposes; or

(C) intends to use the information in connection with the underwriting of insurance involving the consumer; or

(D) intends to use the information in connection with a determination of the consumer's eligibility for a license or other benefit granted by a governmental instrumentality required by law to consider an applicant's financial responsibility or status; or

(E) otherwise has a legitimate business need for the information in connection with a business transaction involving the consumer.

(Pub. L. 90 321, title VI, §604, as added Pub. L. 91 508, title VI, §601, Oct. 26, 1970, 84 Stat. 1129; amended Pub. L. 101 73, title IX, §964(c), Aug. 9, 1989, 103 Stat. 506.)

Amendments

1989-Par. (1). Pub. L. 101 73 inserted ", or a subpoena issued in connection with proceedings before a Federal grand jury" before period at end.

Section Referred to in Other Sections

This section is referred to in sections 1681a, 1681e, 1681f, 1681s 1, 1692d of this title.